Currently, XRP (XRP +0.33%) is trading around $1.38, which is a significant 62% drop from its all-time high of $3.65 achieved in July 2025. Given its history of fluctuating prices where it has frequently traded below one dollar, it is understandable for investors to ponder whether it might once again fall to those lower levels.
In order to provide a clear perspective, let’s delve into the historical performance of this cryptocurrency and establish a well-informed outlook.
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Understanding XRP’s Historical Price Volatility
It’s crucial to recognize that the price of XRP has historically exhibited significant fluctuations. In January 2018, the cryptocurrency reached an impressive peak of $3.40, only to suffer a dramatic decline to $0.26 by mid-September of the same year. Additionally, in 2020, when the Securities and Exchange Commission (SEC) initiated a lawsuit against Ripple, the issuer of XRP, the price plummeted from $0.66 to $0.22.22 within a matter of weeks. Following this, XRP spent over two years trading below the one dollar mark. These events are not isolated; they represent several instances where investors faced abrupt price drops, from which XRP later managed to recover.

Today’s Change
(0.33%) $0.00
Current Price
$1.37
Essential XRP Market Data
Market Capitalization
$85B
Today’s Price Range
$1.36 – $1.38
52-Week Price Range
$1.14 – $3.65
Trading Volume
1.6B
The current price decline appears to be one of the more enduring reductions, not just in terms of duration but potentially in depth as well.
Recent data indicates a significant slowdown in network activity and trading volumes on the XRP Ledger (XRPL). The number of daily active wallet addresses has dropped from 22,054 wallets a year ago to just 13,684 as of April 28. Additionally, the creation of new wallet addresses has decreased, suggesting a slowdown in the chain’s adoption rate, at least for the time being.
These trends signal potential issues that could harm XRP’s price over time, particularly in the context of an ongoing crypto bear market.
Preparing for Extended Price Challenges Ahead
It is quite conceivable that XRP’s price may dip below b in the near future. However, should this happen due to factors such as a recession, inflation worries, or the current crypto bear market, the outlook for recovery could be quite favorable.
Currently, spot exchange-traded funds (ETFs) have accumulated around $1.2 billion in net inflows since their inception in late 2025. Additionally, Ripple has been strategically acquiring various crypto companies to enhance the range of services and capabilities that integrate with the XRPL. This financial infrastructure and service ecosystem was not available during the last time XRP traded below $1.
The more concerning scenario would be if XRP falls below $1 due to a deterioration of its fundamental value proposition as an asset. For instance, if the utilization metrics of the XRPL continue to decline over the coming year, rather than reverting back to an upward trajectory, it would be prudent for investors to consider selling instead of accumulating more.
Historically, XRP has rewarded those investors who demonstrated patience by purchasing during past downturns. At present, the likelihood is that it will not drop below $1, and even if it does, the potential for a rebound remains relatively high.
Madeline Everett is a passionate writer and contributor to Oxford Wise Finance, where she explores a wide range of general topics related to personal finance and financial literacy. With a keen eye for detail and a deep understanding of economic principles, she aims to empower her readers with practical advice and insights. Madeline’s engaging writing style makes complex financial concepts accessible, helping her audience navigate the often daunting world of finance. When she’s not writing, she enjoys exploring the latest trends in the financial sector and sharing her knowledge with others.