Home warranties may also help defend your main home equipment and programs by masking repairs and replacements that owners insurance coverage doesn’t. It’s an added price that will not be price it for everybody however it will probably assist restrict giant prices if one of many main programs in your house breaks down. There are many dwelling guarantee suppliers on the market, and so they can range broadly of their plan choices and claims processes. To determine whether or not a house guarantee is price it, you possibly can look into completely different corporations’ choices and see how they might profit you.
Old Republic Home Protection is one choice you could be contemplating. Read our full Old Republic dwelling guarantee overview under to be taught extra about its execs and cons, plan choices, pricing, accessibility, buyer satisfaction and extra.
Best dwelling guarantee for brand spanking new owners
Old Republic sells dwelling warranties by means of actual property brokers throughout home-selling transactions but in addition offers plans to present owners. It was an organization we thought of for our greatest dwelling guarantee corporations record. Even although it didn’t make the ultimate lower, it could nonetheless be a very good choice for you, particularly in the event you’re a current homebuyer. Old Republic Home Protection provides diminished charges for just lately bought houses. After your first yr in your house, your renewal worth could enhance.
Home warranties from Old Republic cowl nearly each system in your house, and there are lots of add-ons which you can buy to customise your plan. Old Republic’s customer support and on-line portal additionally make submitting claims, requesting repairs, managing your coverage and making funds straightforward.
Old Republic Home Protection execs and cons
- Many extra protection varieties to customise your plan
- Transparent insurance policies and pricing
- Simple and collaborative declare course of
- Not obtainable in all states
- Coverage varies by state
Pros defined
Many extra protection varieties to customise your plan
Old Republic’s Basic, Deluxe and Elite dwelling warranties cowl many frequent programs and home equipment, which we’ll overview in additional element under. If you need to customise your chosen plan additional, the corporate provides all kinds of add-on protection choices so that you can select from, however your choices could range by location. This could embody protection for the next:
- Air conditioner/cooler
- Pre-season HVAC tune-ups
- Swimming pool or spa tools
- Limited roof leak restore
- Septic tank programs
- Water filtration programs
- Guest home (as much as 750 sq. toes)
- External plumbing
- Enhanced slab leak protection
Transparent insurance policies and pricing
Old Republic offers details about its plans and pricing on its web site. It consists of detailed brochures for every state, containing merchandise obtainable to these shopping for a plan throughout a home-selling transaction.
In sure states and for sure properties, present owners can get a quote and apply on-line. While different dwelling guarantee corporations will not be as clear about pricing, Old Republic permits you to estimate prices and determine which protection plan will work greatest for you.
Simple and collaborative declare course of
When you want repairs for a system or equipment breakdown below an Old Republic dwelling guarantee plan, you should use the web site to simply file a declare and request service. The firm has a community of unbiased contractors that may diagnose points and full repairs. However, you may additionally be authorised to contact an out-of-network contractor if Old Republic doesn’t have one in your space. You can use your on-line account to trace service requests and get contact info in your service supplier. Old Republic ensures service work for 30 days.
Cons defined
Not obtainable in all states
Unfortunately, Old Republic is simply obtainable in 25 states and Washington, D.C. You can solely get an Old Republic dwelling guarantee in the event you stay within the following U.S. states: Alabama, Arizona, Arkansas, California, Florida, Georgia, Idaho, Kansas, Kentucky, Louisiana, Maryland, Mississippi, Missouri, Nevada, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, Washington and Washington, D.C.
Coverage varies by state and buy time
While Old Republic’s wealth of plan and pricing info is nice for transparency, you’ll must do some digging to search out info particular to your state. Home guarantee protection varieties and pricing could range by location. Coverage may additionally differ relying on once you’re buying the plan, whether or not you’ve already purchased your own home or are shopping for a house guarantee through the dwelling resale transaction.
The state-specific brochures on the corporate’s web site embody product info for houses within the promoting course of. If you need particulars about plans obtainable as a present house owner, you will get a quote on-line and think about Old Republic’s pattern protection doc.
Old Republic dwelling guarantee plans
Old Republic Home Protection provides a couple of completely different dwelling guarantee plans with various ranges of protection. Below are some particulars about what’s sometimes coated in every plan if you buy a guaranty as a house owner, in accordance with Old Republic’s pattern protection doc. Do be aware that this will range barely by state, and you could have completely different choices in the event you’re buying the plan for a house in a resale transaction.
Basic plan
The Basic Old Republic guarantee is probably the most inexpensive plan, and it sometimes consists of protection for the next dwelling programs and home equipment:
- Heating system plus ductwork
- Drain line stoppages and plumbing pipe leaks
- Toilets
- Water heaters and instantaneous sizzling/chilly water dispensers
- Water strain regulators
- Garbage disposal and trash compactors
- Electrical programs
- Exhaust, attic, ceiling and whole-house followers, together with kitchen exhaust followers
- Garage door openers and rekey companies
- Central vacuums
- Dishwashers, kitchen fridges, ovens/ranges/cooktops and built-in microwaves
The Basic plan consists of an equipment protection restrict of $3,500 per equipment. You can add optionally available protection, like air con programs or restricted roof leak protection, for an extra price. This plan additionally has an A/C refrigerant recharging restrict of $20 per pound.
Deluxe plan
Old Republic’s Deluxe plan is the middle-tier choice, and the corporate notes that it’s the most well-liked choice. It sometimes consists of every little thing within the Basic plan, plus protection for the next:
- Air conditioners or coolers
- Faucets and showerheads
- Garage door hinges, springs, distant transmitters and keypads
- Washer and dryer set
- Code upgrades, improper set up permits and haul-away companies ($500 restrict)
Elite plan
The Elite dwelling guarantee from Old Republic is probably the most complete choice. It sometimes consists of protection for all the programs coated within the Basic and Deluxe plans, in addition to the next:
- No restrict for A/C refrigerant recharging
- Increased restrict of $7,000 for every equipment
- Increased restrict of $1,000 for code upgrades, improper set up permits and haul-away companies
Old Republic dwelling guarantee pricing
Each Old Republic Home Protection plan varies in worth primarily based in your location and the renewal interval of your chosen plan. The kind of dwelling you’ve may additionally have an effect on the value — protection for single-family houses prices greater than condos, townhomes and cellular houses. You can view some pattern costs by reviewing the brochure in your state on the Old Republic web site.
To provide you with an thought of what you would possibly pay, the desk under consists of one-year plan costs gathered from the ORHP quoting engine as of Aug. 2023 for single-family houses in varied states. Visit Old Republic Home Protection’s web site for a customized quote. When shopping for a coverage, you possibly can select from a commerce name price — your copay for service — of $100 or $125. Choosing the next service price lowers your month-to-month funds.
| State | Basic plan month-to-month price | Deluxe plan month-to-month price | Elite plan month-to-month price |
| California | $45 to $50 | $60 to $65 | $80 to $85 |
| Florida | $50 to $55 | $60 to $65 | $80 to $85 |
| Washington | $60 to $65 | $70 to $75 | $85 to $90 |
| Kansas | $55 to $60 | $65 to $70 | $85 to $90 |
| Missouri | $55 to $60 | $65 to $70 | $85 to $90 |
| North Carolina | $50 to $55 | $60 to $65 | $80 to $85 |
| Texas | $55 to $60 | $70 to $75 | $95 to $100 |
Old Republic’s monetary stability
Old Republic has been promoting dwelling warranties since 1974 and has been a subsidiary of Old Republic International since 1982. Old Republic International Corporation at the moment has a Baa2 Moody’s ranking, which implies it faces a reasonable credit score threat.
Old Republic dwelling guarantee accessibility
Availability
Old Republic Home Protection plans usually are not obtainable in all states. It’s obtainable within the following: Alabama, Arizona, Arkansas, California, Florida, Georgia, Idaho, Kansas, Kentucky, Louisiana, Maryland, Mississippi, Missouri, Nevada, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, Washington and Washington, D.C.
Contact info
You can attain Old Republic’s customer support by calling the overall cellphone quantity: (800) 445-6999. Representatives can be found 24 hours a day, seven days per week. Existing clients can log into their account to entry different contact choices, reminiscent of requesting service.
User expertise
Old Republic has a easy course of for submitting a house guarantee declare and making service requests. You can file claims by means of your Homeowner Central account on-line. The Homeowner Central portal additionally permits you to view and handle your plan, make funds, entry service supplier contact info, observe requests and think about your service name historical past.
Old Republic buyer satisfaction
Old Republic Home Protection has been accredited by the Better Business Bureau (BBB) since 1996 and has an A+ ranking (as of Aug. 2023).
Old Republic buyer opinions are blended. It has a 3.21 out of five-star ranking on the BBB’s web site. Some clients cite constructive experiences with glorious customer support and honest claims processes. However, some complaints point out points with denied dwelling guarantee claims. A couple of clients say that their calls and repair requests had been forgotten about. Others declare that they obtained poor-quality servicing from third-party suppliers. Old Republic seems to answer BBB buyer complaints and opinions.
Old Republic dwelling guarantee FAQs
Is Old Republic dwelling guarantee good?
Old Republic dwelling guarantee provides a variety of companies and protection ranges, so that you could possibly discover a plan that matches your wants and price range. In addition, the corporate’s on-line portal and customer support make it straightforward to handle your plan as wanted. Your worth can range primarily based in your location and the dimensions of your own home. Review Old Republic’s pattern brochures and get quotes to find out if one of many plans is an efficient match for you.
What does an Old Republic dwelling guarantee cowl?
Old Republic dwelling warranties cowl a variety of dwelling programs. The Basic coverage covers heating programs and ductwork, plumbing and pipes, electrical programs, central vacuums, rekey companies and extra. The Deluxe and Elite plans enhance some protection limits and add safety for a couple of programs and elements that the Standard plan does not cowl.
How a lot does an Old Republic dwelling guarantee price?
Old Republic dwelling guarantee plan pricing varies relying on many elements, reminiscent of your location, the dimensions of your own home and whether or not you select a one-year or two-year plan. According to dwelling guarantee quotes we retrieved from Old Republic’s web site, plans can vary from about $45 to $100 per 30 days.
How we evaluated Old Republic dwelling warranties
We used the next elements to judge Old Republic’s dwelling guarantee plans:
- Plans and protection varieties: We researched Old Republic’s plan choices to see the vary of coverages and customizations obtainable.
- Pricing: We listed pricing from a number of states to present readers an thought of what they could pay relying on protection kind.
- Accessibility: We thought of how straightforward it’s for Old Republic’s plan holders to request repairs and call customer support.
- Customer satisfaction: We learn Old Republic Home Protection opinions on various third-party overview websites.
Summary of Money’s Old Republic dwelling guarantee overview
Old Republic Home Protection provides quite a lot of dwelling warranties that cowl a variety of dwelling programs, together with heating, plumbing, electrical, home equipment and extra. The firm has clear pricing and a comparatively easy service request course of.
However, Old Republic does not function in all states, and plans range by location. It could also be an choice price contemplating for brand spanking new owners or actual property brokers promoting a house. You can learn your state’s brochure or get a quote on the corporate’s web site to determine whether or not Old Republic is an efficient match for you.
