{"id":11517,"date":"2025-11-27T13:19:28","date_gmt":"2025-11-27T12:19:28","guid":{"rendered":"https:\/\/oxfordwisefinance.com\/blog\/?p=11517"},"modified":"2025-11-27T13:19:35","modified_gmt":"2025-11-27T12:19:35","slug":"housing-markets-experiencing-significant-price-drops-now","status":"publish","type":"post","link":"https:\/\/oxfordwisefinance.com\/blog\/housing-markets-experiencing-significant-price-drops-now\/","title":{"rendered":"Housing Markets Experiencing Significant Price Drops Now"},"content":{"rendered":"\n<div>\n<div class=\"article-disclosure-banner-wrapper\">\n<p>We conduct thorough research on all brands featured and may earn a commission from our partners. This research along with financial considerations can affect how brands are presented. Not all brands are included. Discover more details.<\/p>\n<\/p>\n<\/div>\n<\/div>\n<div id=\"article-body\" data-tracking-zone=\"body\">\n<div class=\"padded\">\n<p>Home buyers in major metropolitan areas are currently experiencing some of the most significant discounts seen in recent years. Cities such as <b>Pittsburgh<\/b>, <b>New Orleans<\/b>, and <b>Austin, Texas<\/b> are particularly notable, according to insightful data from <b>Zillow<\/b>.<\/p>\n<p>A recent report published on Monday by the online real estate platform reveals that average price reductions amounted to an impressive <b>$25,000<\/b> in October, marking a record for the largest discounts tracked by <b>Zillow<\/b>. The report highlights that home sellers are frequently reducing prices multiple times before finalizing a sale.<\/p>\n<p>As the housing inventory continues to increase, leading to more frequent price reductions, there is \u201ca sliver of an opening\u201d for potential buyers. This shift indicates that conditions are finally improving in several major U.S. cities, as noted in the report.<\/p>\n<div class=\"ca-pcu-inline content-width has-ad-icon    money-embed-ca\" data-pcu-render-at-=\"2025-11-26T15:31:08Z\" id=\"ap61982-ww\">\n<div id=\"ap61982-ww-indicator\">\n<div id=\"ap61982-ww-indicator-wrapper\"><span id=\"ap61982-ww-text\">Ads by Money. We may be compensated if you click this ad.<\/span><span id=\"ap61982-ww-label\">Ad<\/span><span id=\"ap61982-ww-icon\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" alt=\"Ads by Money disclaimer\" height=\"16\" width=\"16\" src=\"https:\/\/i0.wp.com\/s3.money.com\/prd\/image\/image\/15240\/163e573e-202a-466a-b8b8-93da65db2b13.png?resize=16%2C16&#038;ssl=1\" \/><\/span><\/div>\n<\/div>\n<\/div>\n<p>The current mortgage rates hovering in the low-6% range are making the financial aspects of home buying slightly more manageable compared to previous fall seasons. <b>Zillow<\/b> advises that \u201cpatient\u201d shoppers can find excellent deals on home purchases as sellers are slashing prices on properties that have remained on the market for extended periods.<\/p>\n<p>The smallest median home price discounts are primarily seen in more affordable metropolitan areas where home sales remain robust. Cities such as <b>Oklahoma City<\/b> (-$15,000), <b>Louisville, Kentucky<\/b> (-$15,000), and <b>St. Louis<\/b> (-$15,100) lead this list. But where are the <em>largest<\/em> price reductions occurring?<\/p>\n<h2>Discover the Top 10 Metros Offering Significant Home Price Reductions<\/h2>\n<p>Among the 50 largest metro statistical areas (MSAs), these cities recorded the most substantial median price cuts in October, according to <b>Zillow<\/b>:<\/p>\n<ol>\n<li><b>San Jose, California<\/b>: -$70,900<\/li>\n<li><b>Los Angeles<\/b>: -$61,000<\/li>\n<li><b>San Francisco<\/b>: -$59,001<\/li>\n<li><b><a href=\"https:\/\/oxfordwisefinance.com\/blog\/trump-sues-new-york-times-over-tortious-journalism-again\/\">New York<\/a><\/b>: -$50,000<\/li>\n<li><b><a href=\"https:\/\/oxfordwisefinance.com\/blog\/best-public-colleges-in-america-top-picks-for-students\/\">San Diego<\/a><\/b>: -$50,000<\/li>\n<li><b>Boston<\/b>: -$49,900<\/li>\n<li><b>Seattle<\/b>: -$41,000<\/li>\n<li><b>Austin, Texas<\/b>: -$36,000<\/li>\n<li><b>Portland, Oregon<\/b>: -$31,901<\/li>\n<li><b>Sacramento, California<\/b>: -$30,900<\/li>\n<\/ol>\n<p>It is not surprising that many of the most expensive markets appear at the top of this list. In <b>San Jose<\/b>, which ranks first, the average sale price exceeds <b>$1.3 million<\/b>, nearly four times the typical home price across the United States, according to data from <b>Zillow<\/b>. Therefore, it is reasonable to expect larger home price cuts in such an expensive city.<\/p>\n<p>In more affordable housing markets, \u201csmaller cuts can represent a bigger relative discount for buyers,\u201d explains <b>Zillow<\/b> in the report. For instance, the median price reduction of <b>$70,900<\/b> in <b>San Jose<\/b> constitutes only about <b>5%<\/b> of the typical home value.<\/p>\n<p>Essentially, when you take into account the context of home prices, the pricey markets of the West Coast and Northeast no longer dominate the list in terms of relative discounts.<\/p>\n<p>In relation to home values, the following are the five markets offering the largest discounts in October:<\/p>\n<ol>\n<li><b>Pittsburgh<\/b> (approximately -9% of the typical home value)<\/li>\n<li><b>New Orleans<\/b> (-9%)<\/li>\n<li><b>Austin, Texas<\/b> (-8.4%)<\/li>\n<li><b>Houston<\/b> (-8.2%)<\/li>\n<li><b><a href=\"https:\/\/oxfordwisefinance.com\/blog\/cities-where-homebuyers-hold-the-advantage-over-sellers\/\">San Antonio<\/a><\/b> (-7.9%)<\/li>\n<\/ol>\n<div class=\"ca-pcu-inline content-width has-ad-icon    money-embed-ca\" data-pcu-render-at-=\"2025-11-27T12:05:26Z\" id=\"ap65117-ww\">\n<div id=\"ap65117-ww-indicator\">\n<div id=\"ap65117-ww-indicator-wrapper\"><span id=\"ap65117-ww-text\">Ads by Money. We may be compensated if you click this ad.<\/span><span id=\"ap65117-ww-label\">Ad<\/span><span id=\"ap65117-ww-icon\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" alt=\"Ads by Money disclaimer\" height=\"16\" width=\"16\" src=\"https:\/\/i0.wp.com\/s3.money.com\/prd\/image\/image\/15240\/163e573e-202a-466a-b8b8-93da65db2b13.png?resize=16%2C16&#038;ssl=1\" \/><\/span><\/div>\n<\/div>\n<\/div>\n<h2>Explore More Financial Insights from Money:<\/h2>\n<p>Discover the <b>8 Best Mortgage Lenders<\/b> of 2025<\/p>\n<p>Learn about Retirees&#8217; Hidden Asset: <b>Home Equity Options<\/b> for Older Homeowners<\/p>\n<p>Find out <b>How Much House You Can Afford<\/b><\/p>\n<\/p>\n<\/div>\n<\/div>\n\n<p><a href=\"https:\/\/money.com\/big-home-price-cuts\/?xid=moneyrss\" rel=\"nofollow\">Discover the Source Link<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We conduct thorough research on all brands featured and may earn a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":11518,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","pagelayer_contact_templates":[],"_pagelayer_content":"","iawp_total_views":1,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[142,301],"tags":[50],"class_list":["post-11517","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-business","category-real-estate","tag-news","col-md-12"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - 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