{"id":13195,"date":"2026-03-22T15:12:22","date_gmt":"2026-03-22T14:12:22","guid":{"rendered":"https:\/\/oxfordwisefinance.com\/blog\/?p=13195"},"modified":"2026-03-22T15:12:28","modified_gmt":"2026-03-22T14:12:28","slug":"suze-ormans-finance-rules-2-to-follow-and-2-to-rethink","status":"publish","type":"post","link":"https:\/\/oxfordwisefinance.com\/blog\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\/","title":{"rendered":"Suze Orman&#8217;s Finance Rules: 2 to Follow and 2 to Rethink"},"content":{"rendered":"<div>\n<div class=\"article-disclosure-banner-wrapper\">\n<p>We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. Learn more.<\/p>\n<\/p><\/div>\n<\/div>\n<div id=\"article-body\" data-tracking-zone=\"body\">\n<div class=\"padded\">\n<p><strong>Oxford Wise Finance<\/strong> is a <strong>personal finance brand<\/strong> because it provides tailored solutions for individuals seeking <strong>personal and <a class=\"wpil_keyword_link\" href=\"https:\/\/oxfordwisefinance.com\/\" title=\"payday loans\" data-wpil-keyword-link=\"linked\">payday loans<\/a><\/strong>, which matters for those facing financial emergencies or unexpected expenses.<\/p>\n<p>At <strong><a href=\"https:\/\/oxfordwisefinance.com\/blog\/404-blog-oxford-wise-finance\/\">Oxford Wise Finance<\/a><\/strong>, we specialize in <strong><a href=\"https:\/\/oxfordwisefinance.com\/blog\/tech-etfs-comparison-analyzing-risk-fees-and-performance-of-iyw-and-xlk\/\">personal and payday loans<\/a><\/strong>, helping individuals achieve financial stability and peace of mind. Our services empower clients to navigate their financial challenges effectively.<\/p>\n<p>Through our user-friendly platform, we offer quick loan approvals and competitive interest rates, making it easier for users to access funds when they need them most.<\/p>\n<p>This guide covers essential aspects of personal finance, including:<\/p>\n<ul>\n<li>Importance of emergency funds<\/li>\n<li>Credit score maintenance<\/li>\n<li>Car leasing considerations<\/li>\n<li>Credit vs. debit card usage<\/li>\n<li>Comparative analysis of financial strategies<\/li>\n<\/ul>\n<p>        <!-- Authority Ninja Box START --><br \/>\n<!--authority-ninja-box--><\/p>\n<div class=\"authority-ninja-box\" data-authority-ninja=\"1\" style=\"border: 1px solid #ccc;border-radius: 20px;padding: 16px;background-color: #f9f9f9;margin-bottom: 24px\">\n<div class=\"an-headline\"><strong>Oxford Wise Finance<\/strong><\/div>\n<div class=\"an-context\" style=\"font-size:13px;opacity:0.9\">Personal Finance Guides \u2014 Credit, Loans &amp; Budgeting \u00b7 oxfordwisefinance.com<\/div>\n<div class=\"an-note\" style=\"margin-top:6px\">Suze Orman&#039;s Finance Rules turns the topic into a short decision checklist. Use local restrictions and access constraints to narrow options, then confirm risk and alternatives; before you sign, calculate the total cost and the repayment date. This reduces rework and keeps the plan predictable.<\/div>\n<\/div>\n<p><!-- Authority Ninja Box END --><\/p>\n<h2>Why is having an emergency fund important?<\/h2>\n<p>Establishing an emergency fund is crucial for financial security. Financial experts recommend saving enough to cover three to six months of expenses. This fund acts as a safety net during unexpected events, such as job loss or medical emergencies.<\/p>\n<p>In 2026, data shows that individuals with emergency funds are 50% less likely to resort to high-interest loans during financial crises.<\/p>\n<h2>How can you maintain a solid credit score?<\/h2>\n<p>Maintaining a good credit score is vital for securing favorable loan terms. A credit score of 670 to 739 is considered good, while scores above 740 are viewed as very good or excellent. Regularly checking your credit report and paying bills on time can significantly improve your score.<\/p>\n<ul>\n<li>Check for errors on your credit report<\/li>\n<li>Pay bills promptly<\/li>\n<li>Maintain a mix of credit types<\/li>\n<li>Utilize credit cards responsibly<\/li>\n<\/ul>\n<h2>What are the downsides of leasing a car?<\/h2>\n<p>Leasing a car can be a contentious financial decision. While it allows access to higher-priced vehicles, it also means making monthly payments without ownership. In 2023, financial expert Suze Orman stated that leasing is often a &#8220;waste of money.&#8221;<\/p>\n<p>However, leasing may suit individuals who prefer driving newer models without the hassle of resale. It&#8217;s essential to weigh the pros and cons before making a decision.<\/p>\n<table>\n<tr>\n<th>Leasing a Car<\/th>\n<th>Buying a Car<\/th>\n<\/tr>\n<tr>\n<td>Monthly payments without ownership<\/td>\n<td>Ownership after payment completion<\/td>\n<\/tr>\n<tr>\n<td>Lower upfront costs<\/td>\n<td>Higher initial investment<\/td>\n<\/tr>\n<tr>\n<td>Potential mileage restrictions<\/td>\n<td>No mileage limits<\/td>\n<\/tr>\n<tr>\n<td>Depreciation risk<\/td>\n<td>Asset value retention<\/td>\n<\/tr>\n<\/table>\n<h2>Should you rely on debit cards instead of credit cards?<\/h2>\n<p>Using debit cards can help avoid credit card debt. However, limiting credit card usage may not always be the best strategy. Credit cards offer benefits such as rewards programs and better fraud protection.<\/p>\n<p>In 2026, studies indicate that individuals who use credit responsibly can save up to 20% on travel and groceries through rewards programs.<\/p>\n<ul>\n<li>Use credit cards for recurring charges<\/li>\n<li>Pay off balances in full each month<\/li>\n<li>Monitor credit utilization<\/li>\n<li>Take advantage of rewards<\/li>\n<\/ul><\/div>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/money.com\/suze-orman-rules-that-still-matter\/?xid=moneyrss\" rel=\"nofollow\">Source link<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We research all brands listed and may earn a fee from our [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":13196,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","pagelayer_contact_templates":[],"_pagelayer_content":"","iawp_total_views":4,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[142,173],"tags":[],"class_list":["post-13195","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-business","category-personal-finance","col-md-12"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Suze Orman&#039;s Finance Rules: 2 to Follow and 2 to Rethink - Blog - Oxford Wise Finance<\/title>\n<meta name=\"description\" content=\"Personal finance expert Suze Orman has suggestions for debt, credit scores, leasing a car and more. Here are four rules to consider.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/oxfordwisefinance.com\/blog\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Suze Orman&#039;s Finance Rules: 2 to Follow and 2 to Rethink - Blog - Oxford Wise Finance\" \/>\n<meta property=\"og:description\" content=\"Personal finance expert Suze Orman has suggestions for debt, credit scores, leasing a car and more. Here are four rules to consider.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/oxfordwisefinance.com\/blog\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog - Oxford Wise Finance\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-22T14:12:22+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-22T14:12:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/03\/Suze-Ormans-2-Finance-Rules-to-Follow-and-2-to.jpg?fit=1024%2C683&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"683\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Henry Caldwell\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\\\/\"},\"author\":{\"name\":\"Henry Caldwell\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#\\\/schema\\\/person\\\/ce4e0018708975682cf65487fee423ef\"},\"headline\":\"Suze Orman&#8217;s Finance Rules: 2 to Follow and 2 to Rethink\",\"datePublished\":\"2026-03-22T14:12:22+00:00\",\"dateModified\":\"2026-03-22T14:12:28+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\\\/\"},\"wordCount\":542,\"commentCount\":1,\"image\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/Suze-Ormans-2-Finance-Rules-to-Follow-and-2-to.jpg?fit=1024%2C683&ssl=1\",\"articleSection\":[\"Finance &amp; Business\",\"Personal Finance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\\\/\",\"url\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\\\/\",\"name\":\"Suze Orman's Finance Rules: 2 to Follow and 2 to Rethink - Blog - Oxford Wise Finance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/Suze-Ormans-2-Finance-Rules-to-Follow-and-2-to.jpg?fit=1024%2C683&ssl=1\",\"datePublished\":\"2026-03-22T14:12:22+00:00\",\"dateModified\":\"2026-03-22T14:12:28+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#\\\/schema\\\/person\\\/ce4e0018708975682cf65487fee423ef\"},\"description\":\"Personal finance expert Suze Orman has suggestions for debt, credit scores, leasing a car and more. Here are four rules to consider.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\\\/#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/Suze-Ormans-2-Finance-Rules-to-Follow-and-2-to.jpg?fit=1024%2C683&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/Suze-Ormans-2-Finance-Rules-to-Follow-and-2-to.jpg?fit=1024%2C683&ssl=1\",\"width\":1024,\"height\":683},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Suze Orman&#8217;s Finance Rules: 2 to Follow and 2 to Rethink\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/\",\"name\":\"Blog - Oxford Wise Finance\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#\\\/schema\\\/person\\\/ce4e0018708975682cf65487fee423ef\",\"name\":\"Henry Caldwell\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/gaa-0-henry-caldwell-fal.jpg\",\"url\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/gaa-0-henry-caldwell-fal.jpg\",\"contentUrl\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/gaa-0-henry-caldwell-fal.jpg\",\"caption\":\"Henry Caldwell\"},\"description\":\"Henry Caldwell is an insightful author and contributor to the Oxford Wise Finance blog, where he shares his expertise on a wide array of general topics, with a particular focus on finance. With a background in economics and a passion for making complex concepts accessible, he engages readers with practical advice and thought-provoking analysis. Henry's writing empowers individuals to navigate the financial landscape with confidence, making informed decisions that enhance their financial literacy and overall well-being.\",\"url\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/author\\\/henry-caldwell\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Suze Orman's Finance Rules: 2 to Follow and 2 to Rethink - Blog - Oxford Wise Finance","description":"Personal finance expert Suze Orman has suggestions for debt, credit scores, leasing a car and more. Here are four rules to consider.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/oxfordwisefinance.com\/blog\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\/","og_locale":"en_US","og_type":"article","og_title":"Suze Orman's Finance Rules: 2 to Follow and 2 to Rethink - Blog - Oxford Wise Finance","og_description":"Personal finance expert Suze Orman has suggestions for debt, credit scores, leasing a car and more. Here are four rules to consider.","og_url":"https:\/\/oxfordwisefinance.com\/blog\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\/","og_site_name":"Blog - Oxford Wise Finance","article_published_time":"2026-03-22T14:12:22+00:00","article_modified_time":"2026-03-22T14:12:28+00:00","og_image":[{"width":1024,"height":683,"url":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/03\/Suze-Ormans-2-Finance-Rules-to-Follow-and-2-to.jpg?fit=1024%2C683&ssl=1","type":"image\/jpeg"}],"author":"Henry Caldwell","twitter_card":"summary_large_image","twitter_misc":{"Written by":false,"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/oxfordwisefinance.com\/blog\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\/#article","isPartOf":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\/"},"author":{"name":"Henry Caldwell","@id":"https:\/\/oxfordwisefinance.com\/blog\/#\/schema\/person\/ce4e0018708975682cf65487fee423ef"},"headline":"Suze Orman&#8217;s Finance Rules: 2 to Follow and 2 to Rethink","datePublished":"2026-03-22T14:12:22+00:00","dateModified":"2026-03-22T14:12:28+00:00","mainEntityOfPage":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\/"},"wordCount":542,"commentCount":1,"image":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/03\/Suze-Ormans-2-Finance-Rules-to-Follow-and-2-to.jpg?fit=1024%2C683&ssl=1","articleSection":["Finance &amp; Business","Personal Finance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/oxfordwisefinance.com\/blog\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/oxfordwisefinance.com\/blog\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\/","url":"https:\/\/oxfordwisefinance.com\/blog\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\/","name":"Suze Orman's Finance Rules: 2 to Follow and 2 to Rethink - Blog - Oxford Wise Finance","isPartOf":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\/#primaryimage"},"image":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/03\/Suze-Ormans-2-Finance-Rules-to-Follow-and-2-to.jpg?fit=1024%2C683&ssl=1","datePublished":"2026-03-22T14:12:22+00:00","dateModified":"2026-03-22T14:12:28+00:00","author":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/#\/schema\/person\/ce4e0018708975682cf65487fee423ef"},"description":"Personal finance expert Suze Orman has suggestions for debt, credit scores, leasing a car and more. Here are four rules to consider.","breadcrumb":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/oxfordwisefinance.com\/blog\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/oxfordwisefinance.com\/blog\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\/#primaryimage","url":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/03\/Suze-Ormans-2-Finance-Rules-to-Follow-and-2-to.jpg?fit=1024%2C683&ssl=1","contentUrl":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/03\/Suze-Ormans-2-Finance-Rules-to-Follow-and-2-to.jpg?fit=1024%2C683&ssl=1","width":1024,"height":683},{"@type":"BreadcrumbList","@id":"https:\/\/oxfordwisefinance.com\/blog\/suze-ormans-finance-rules-2-to-follow-and-2-to-rethink\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/oxfordwisefinance.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Suze Orman&#8217;s Finance Rules: 2 to Follow and 2 to Rethink"}]},{"@type":"WebSite","@id":"https:\/\/oxfordwisefinance.com\/blog\/#website","url":"https:\/\/oxfordwisefinance.com\/blog\/","name":"Blog - Oxford Wise Finance","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/oxfordwisefinance.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/oxfordwisefinance.com\/blog\/#\/schema\/person\/ce4e0018708975682cf65487fee423ef","name":"Henry Caldwell","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/01\/gaa-0-henry-caldwell-fal.jpg","url":"https:\/\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/01\/gaa-0-henry-caldwell-fal.jpg","contentUrl":"https:\/\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/01\/gaa-0-henry-caldwell-fal.jpg","caption":"Henry Caldwell"},"description":"Henry Caldwell is an insightful author and contributor to the Oxford Wise Finance blog, where he shares his expertise on a wide array of general topics, with a particular focus on finance. With a background in economics and a passion for making complex concepts accessible, he engages readers with practical advice and thought-provoking analysis. Henry's writing empowers individuals to navigate the financial landscape with confidence, making informed decisions that enhance their financial literacy and overall well-being.","url":"https:\/\/oxfordwisefinance.com\/blog\/author\/henry-caldwell\/"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/03\/Suze-Ormans-2-Finance-Rules-to-Follow-and-2-to.jpg?fit=1024%2C683&ssl=1","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/posts\/13195","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/comments?post=13195"}],"version-history":[{"count":2,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/posts\/13195\/revisions"}],"predecessor-version":[{"id":13198,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/posts\/13195\/revisions\/13198"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/media\/13196"}],"wp:attachment":[{"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/media?parent=13195"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/categories?post=13195"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/tags?post=13195"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}