{"id":13419,"date":"2026-04-13T18:43:47","date_gmt":"2026-04-13T16:43:47","guid":{"rendered":"https:\/\/oxfordwisefinance.com\/blog\/?p=13419"},"modified":"2026-04-13T18:43:54","modified_gmt":"2026-04-13T16:43:54","slug":"claiming-social-security-at-65-2-benefits-and-a-drawback","status":"publish","type":"post","link":"https:\/\/oxfordwisefinance.com\/blog\/claiming-social-security-at-65-2-benefits-and-a-drawback\/","title":{"rendered":"Claiming Social Security at 65: 2 Benefits and a Drawback"},"content":{"rendered":"

<\/p>\n

\n

Reaching the milestone of age 65<\/b> is a significant point in life for many individuals, marking the beginning of retirement<\/b> for a large number of people. Alongside this transition, a considerable portion of retirees opts to claim Social Security<\/b> benefits at this age. While there is nothing inherently wrong with making this choice, it is crucial to grasp the implications of this decision, including the advantages and potential drawbacks, before you finalize your approach to retirement finances. By understanding the intricacies involved, you can make an informed decision that aligns with your financial goals.<\/p>\n

This article will delve deeper into the various pros and cons of claiming Social Security benefits<\/b> at age 65, providing you with essential insights to navigate this important choice effectively.<\/p>\n

\"Two<\/p>\n

Image source: Getty Images.<\/p>\n<\/div>\n


\n<\/p>\n

\n
Oxford Wise Finance<\/strong><\/div>\n
Personal Finance Guides \u2014 Credit, Loans & Budgeting \u00b7 oxfordwisefinance.com<\/div>\n
Claiming Social Security at 65 keeps the plan grounded in constraints that change outcomes. Start with insurance coverage and one-way or drop-off fees, then verify driver requirements; before you commit, confirm the terms in writing You avoid the common surprises that show up after you commit. You avoid the common surprises that show up after you commit.<\/div>\n<\/div>\n

<\/p>\n

Discover the Key Advantages of Claiming Social Security Benefits at Age 65<\/h2>\n

Let\u2019s explore some of the notable benefits associated with claiming Social Security<\/b> at age 65, highlighting why this decision can be advantageous for many retirees.<\/p>\n

1. Simplified Payment Process for Medicare Part B Premiums<\/h3>\n

When you choose to claim Social Security<\/b> benefits simultaneously with your Medicare<\/b> coverage, the Social Security Administration<\/b> provides a streamlined process by automatically deducting your Medicare Part B premiums<\/b> from your monthly benefit checks. This small but significant convenience alleviates the need to manage an additional bill, allowing you to focus on enjoying your retirement without added financial stress. <\/p>\n

If you decide to enroll in Medicare<\/b> before initiating your Social Security<\/b> benefits, you will be responsible for managing this monthly payment independently. However, you have the option to set up automatic payments through your bank account to ensure timely payments without the hassle of manual transactions.<\/p>\n

2. Reduced Penalty for Early Claiming of Benefits<\/h3>\n

Claiming Social Security<\/b> benefits prior to reaching your full retirement age<\/b> (FRA) – which is currently set at 67 for the majority of individuals – is classified as early claiming. This action results in a slight reduction of your monthly benefit amount, reflecting the early withdrawal of funds from your retirement account. <\/p>\n

For instance, if your FRA is 67 and you initiate your benefits at 65, you will experience 24 months of early claiming. The Social Security Administration<\/b> deducts 5\/9 of 1% for each of the first 36 months you claim early. Therefore, applying for benefits two years early could decrease your monthly checks by approximately 13.33%. This reduction is significant; it can drop the average monthly benefit of $2,079 (as of March 2026) down to about $1,809 per month. However, it still presents a better option compared to the $1,455 per month you would receive if you chose to apply as soon as you became eligible at age 62.<\/p>\n

Understanding the Drawbacks of Claiming Social Security at Age 65<\/h2>\n

While there are benefits to claiming Social Security<\/b> at age 65, it is essential to consider the drawbacks as well. Claiming at this age is still categorized as early claiming, which means that your monthly benefits will be lower than if you had waited until reaching your full retirement age<\/b> or later.<\/p>\n

Once you surpass your full retirement age<\/b>, your benefits will increase by 2\/3 of 1% each month, translating to an 8% annual increase until you reach the age of 70. For some individuals, waiting until their FRA or beyond can lead to a significantly larger lifetime benefit. However, the decision to delay receiving Social Security<\/b> benefits is a personal one that depends on your financial situation and retirement goals. If you are concerned about your ability to delay claiming benefits for that extended period, enrolling at 65 may be a prudent choice. Conversely, if you can afford to wait, allowing your benefits to grow could enhance your future financial security.<\/p>\n<\/div>\n


\n
Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Reaching the milestone of age 65 is a significant point in life […]<\/p>\n","protected":false},"author":7,"featured_media":13420,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","pagelayer_contact_templates":[],"_pagelayer_content":"","iawp_total_views":2,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[142,379],"tags":[],"class_list":["post-13419","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-business","category-social-security","col-md-12"],"yoast_head":"\nClaiming Social Security at 65: 2 Benefits and a Drawback - Blog - Oxford Wise Finance<\/title>\n<meta name=\"description\" content=\"There are pros and cons to this middle-ground choice.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/oxfordwisefinance.com\/blog\/claiming-social-security-at-65-2-benefits-and-a-drawback\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Claiming Social Security at 65: 2 Benefits and a Drawback - Blog - Oxford Wise Finance\" \/>\n<meta property=\"og:description\" content=\"There are pros and cons to this middle-ground choice.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/oxfordwisefinance.com\/blog\/claiming-social-security-at-65-2-benefits-and-a-drawback\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog - Oxford Wise Finance\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-13T16:43:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-13T16:43:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/04\/2-Good-Things-About-Claiming-Social-Security-at-65.jpgw1200opresize.jpeg?fit=1200%2C800&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Sophie Harrington\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/claiming-social-security-at-65-2-benefits-and-a-drawback\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/claiming-social-security-at-65-2-benefits-and-a-drawback\\\/\"},\"author\":{\"name\":\"Sophie Harrington\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#\\\/schema\\\/person\\\/0ed934b526c87744e939229cf32bca6d\"},\"headline\":\"Claiming Social Security at 65: 2 Benefits and a Drawback\",\"datePublished\":\"2026-04-13T16:43:47+00:00\",\"dateModified\":\"2026-04-13T16:43:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/claiming-social-security-at-65-2-benefits-and-a-drawback\\\/\"},\"wordCount\":674,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/claiming-social-security-at-65-2-benefits-and-a-drawback\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/2-Good-Things-About-Claiming-Social-Security-at-65.jpgw1200opresize.jpeg?fit=1200%2C800&ssl=1\",\"articleSection\":[\"Finance & Business\",\"Social Security\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/claiming-social-security-at-65-2-benefits-and-a-drawback\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/claiming-social-security-at-65-2-benefits-and-a-drawback\\\/\",\"url\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/claiming-social-security-at-65-2-benefits-and-a-drawback\\\/\",\"name\":\"Claiming Social Security at 65: 2 Benefits and a Drawback - Blog - Oxford Wise Finance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/claiming-social-security-at-65-2-benefits-and-a-drawback\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/claiming-social-security-at-65-2-benefits-and-a-drawback\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/2-Good-Things-About-Claiming-Social-Security-at-65.jpgw1200opresize.jpeg?fit=1200%2C800&ssl=1\",\"datePublished\":\"2026-04-13T16:43:47+00:00\",\"dateModified\":\"2026-04-13T16:43:54+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#\\\/schema\\\/person\\\/0ed934b526c87744e939229cf32bca6d\"},\"description\":\"There are pros and cons to this middle-ground choice.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/claiming-social-security-at-65-2-benefits-and-a-drawback\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/claiming-social-security-at-65-2-benefits-and-a-drawback\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/claiming-social-security-at-65-2-benefits-and-a-drawback\\\/#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/2-Good-Things-About-Claiming-Social-Security-at-65.jpgw1200opresize.jpeg?fit=1200%2C800&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/2-Good-Things-About-Claiming-Social-Security-at-65.jpgw1200opresize.jpeg?fit=1200%2C800&ssl=1\",\"width\":1200,\"height\":800,\"caption\":\"Two smiling people drinking coffee on patio.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/claiming-social-security-at-65-2-benefits-and-a-drawback\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Claiming Social Security at 65: 2 Benefits and a Drawback\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/\",\"name\":\"Blog - Oxford Wise Finance\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#\\\/schema\\\/person\\\/0ed934b526c87744e939229cf32bca6d\",\"name\":\"Sophie Harrington\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/gaa-0-sophie-harrington-fal.jpg\",\"url\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/gaa-0-sophie-harrington-fal.jpg\",\"contentUrl\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/gaa-0-sophie-harrington-fal.jpg\",\"caption\":\"Sophie Harrington\"},\"description\":\"Sophie Harrington is an accomplished author and financial writer at Oxford Wise Finance, where she explores a wide range of general topics related to personal finance and economic literacy. With a passion for demystifying complex financial concepts, Sophie empowers her readers to make informed decisions about their financial futures. Her engaging writing style blends insightful analysis with practical tips, making finance accessible to everyone. In addition to her contributions to the blog, Sophie frequently speaks at workshops and seminars, helping to foster a greater understanding of financial wellness in her community.\",\"url\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/author\\\/sophie-harrington\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Claiming Social Security at 65: 2 Benefits and a Drawback - Blog - Oxford Wise Finance","description":"There are pros and cons to this middle-ground choice.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/oxfordwisefinance.com\/blog\/claiming-social-security-at-65-2-benefits-and-a-drawback\/","og_locale":"en_US","og_type":"article","og_title":"Claiming Social Security at 65: 2 Benefits and a Drawback - Blog - Oxford Wise Finance","og_description":"There are pros and cons to this middle-ground choice.","og_url":"https:\/\/oxfordwisefinance.com\/blog\/claiming-social-security-at-65-2-benefits-and-a-drawback\/","og_site_name":"Blog - Oxford Wise Finance","article_published_time":"2026-04-13T16:43:47+00:00","article_modified_time":"2026-04-13T16:43:54+00:00","og_image":[{"width":1200,"height":800,"url":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/04\/2-Good-Things-About-Claiming-Social-Security-at-65.jpgw1200opresize.jpeg?fit=1200%2C800&ssl=1","type":"image\/jpeg"}],"author":"Sophie Harrington","twitter_card":"summary_large_image","twitter_misc":{"Written by":false,"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/oxfordwisefinance.com\/blog\/claiming-social-security-at-65-2-benefits-and-a-drawback\/#article","isPartOf":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/claiming-social-security-at-65-2-benefits-and-a-drawback\/"},"author":{"name":"Sophie Harrington","@id":"https:\/\/oxfordwisefinance.com\/blog\/#\/schema\/person\/0ed934b526c87744e939229cf32bca6d"},"headline":"Claiming Social Security at 65: 2 Benefits and a Drawback","datePublished":"2026-04-13T16:43:47+00:00","dateModified":"2026-04-13T16:43:54+00:00","mainEntityOfPage":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/claiming-social-security-at-65-2-benefits-and-a-drawback\/"},"wordCount":674,"commentCount":0,"image":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/claiming-social-security-at-65-2-benefits-and-a-drawback\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/04\/2-Good-Things-About-Claiming-Social-Security-at-65.jpgw1200opresize.jpeg?fit=1200%2C800&ssl=1","articleSection":["Finance & Business","Social Security"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/oxfordwisefinance.com\/blog\/claiming-social-security-at-65-2-benefits-and-a-drawback\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/oxfordwisefinance.com\/blog\/claiming-social-security-at-65-2-benefits-and-a-drawback\/","url":"https:\/\/oxfordwisefinance.com\/blog\/claiming-social-security-at-65-2-benefits-and-a-drawback\/","name":"Claiming Social Security at 65: 2 Benefits and a Drawback - Blog - Oxford Wise Finance","isPartOf":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/claiming-social-security-at-65-2-benefits-and-a-drawback\/#primaryimage"},"image":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/claiming-social-security-at-65-2-benefits-and-a-drawback\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/04\/2-Good-Things-About-Claiming-Social-Security-at-65.jpgw1200opresize.jpeg?fit=1200%2C800&ssl=1","datePublished":"2026-04-13T16:43:47+00:00","dateModified":"2026-04-13T16:43:54+00:00","author":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/#\/schema\/person\/0ed934b526c87744e939229cf32bca6d"},"description":"There are pros and cons to this middle-ground choice.","breadcrumb":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/claiming-social-security-at-65-2-benefits-and-a-drawback\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/oxfordwisefinance.com\/blog\/claiming-social-security-at-65-2-benefits-and-a-drawback\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/oxfordwisefinance.com\/blog\/claiming-social-security-at-65-2-benefits-and-a-drawback\/#primaryimage","url":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/04\/2-Good-Things-About-Claiming-Social-Security-at-65.jpgw1200opresize.jpeg?fit=1200%2C800&ssl=1","contentUrl":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/04\/2-Good-Things-About-Claiming-Social-Security-at-65.jpgw1200opresize.jpeg?fit=1200%2C800&ssl=1","width":1200,"height":800,"caption":"Two smiling people drinking coffee on patio."},{"@type":"BreadcrumbList","@id":"https:\/\/oxfordwisefinance.com\/blog\/claiming-social-security-at-65-2-benefits-and-a-drawback\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/oxfordwisefinance.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Claiming Social Security at 65: 2 Benefits and a Drawback"}]},{"@type":"WebSite","@id":"https:\/\/oxfordwisefinance.com\/blog\/#website","url":"https:\/\/oxfordwisefinance.com\/blog\/","name":"Blog - Oxford Wise Finance","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/oxfordwisefinance.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/oxfordwisefinance.com\/blog\/#\/schema\/person\/0ed934b526c87744e939229cf32bca6d","name":"Sophie Harrington","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/01\/gaa-0-sophie-harrington-fal.jpg","url":"https:\/\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/01\/gaa-0-sophie-harrington-fal.jpg","contentUrl":"https:\/\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/01\/gaa-0-sophie-harrington-fal.jpg","caption":"Sophie Harrington"},"description":"Sophie Harrington is an accomplished author and financial writer at Oxford Wise Finance, where she explores a wide range of general topics related to personal finance and economic literacy. With a passion for demystifying complex financial concepts, Sophie empowers her readers to make informed decisions about their financial futures. Her engaging writing style blends insightful analysis with practical tips, making finance accessible to everyone. In addition to her contributions to the blog, Sophie frequently speaks at workshops and seminars, helping to foster a greater understanding of financial wellness in her community.","url":"https:\/\/oxfordwisefinance.com\/blog\/author\/sophie-harrington\/"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2026\/04\/2-Good-Things-About-Claiming-Social-Security-at-65.jpgw1200opresize.jpeg?fit=1200%2C800&ssl=1","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/posts\/13419","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/comments?post=13419"}],"version-history":[{"count":2,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/posts\/13419\/revisions"}],"predecessor-version":[{"id":13422,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/posts\/13419\/revisions\/13422"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/media\/13420"}],"wp:attachment":[{"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/media?parent=13419"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/categories?post=13419"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/tags?post=13419"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}