{"id":522,"date":"2022-11-10T09:10:40","date_gmt":"2022-11-10T08:10:40","guid":{"rendered":"https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit\/"},"modified":"2024-11-25T03:08:32","modified_gmt":"2024-11-25T02:08:32","slug":"can-i-get-approved-for-an-installment-loan-with-bad-credit","status":"publish","type":"post","link":"https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit\/","title":{"rendered":"Can I Get Approved for an Installment Loan With Bad Credit?"},"content":{"rendered":"<p><span style=\"font-weight: 400\">Having a lackluster or poor credit score can be a pretty big bummer, especially when you need to apply for an <a href=\"https:\/\/oxfordwisefinance.com\/installment-loans\/\">installment loan<\/a> to help cover an unplanned expense. Plus, you might feel like you\u2019re always stuck in a Catch-22. If you need good credit to get a loan but you need a loan to build your credit, where can you turn for help?<\/span><\/p>\n<p><span style=\"font-weight: 400\">One option might be an installment <a href=\"https:\/\/oxfordwisefinance.com\/online-payday-loans-for-bad-credit\/\">loan for bad credit<\/a>. Learn more about installment loans below, what options are available for those with less-than-stellar credit and how you can apply for a bad credit loan safely.<\/span><\/p>\n<h2><b><a href=\"https:\/\/oxfordwisefinance.com\/blog\/what-do-i-need-to-apply-for-a-personal-loan\/\">What Are Personal Installment Loans?<\/a><\/b><\/h2>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-3822\" src=\"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2022\/11\/person-calculates-figures-on-a-calculator-for-personal-installment-loans-1.jpg?resize=1140%2C641&#038;ssl=1\" alt=\"a person calculates figures on a calculator for personal installment loans\" width=\"1140\" height=\"641\" \/><\/p>\n<p><span style=\"font-weight: 400\">Personal <\/span><a href=\"https:\/\/oxfordwisefinance.com\/blog\/what-occurs-if-you-do-not-pay-an-installation-loan\/\"><span style=\"font-weight: 400\">installment loans<\/span><\/a><span style=\"font-weight: 400\"> are a type of credit you pay back in agreed-upon installments. You receive lump-sum funds when you\u2019re <a href=\"https:\/\/oxfordwisefinance.com\/blog\/how-to-get-your-loan-approved\/\">approved for the loan<\/a>. You then pay those funds back, plus any interest and\/or fees, over time. Installments may be made monthly, biweekly or weekly, depending on your agreement with the lender.\u00a0<\/span><\/p>\n<h3><b>What Are Installment Loans for Bad Credit?<\/b><\/h3>\n<p><span style=\"font-weight: 400\">Installment loans for bad credit are loan products designed for people who have <a href=\"https:\/\/oxfordwisefinance.com\/blog\/will-my-credit-report-go-down-if-i-make-an-application-for-a-loan\/\">lower credit scores<\/a> and may not be able to be approved for other types of loans. These loans do typically come with higher interest rates. That\u2019s because the lender believes it\u2019s taking somewhat of a risk in lending you money and is using higher rates to help ensure they can cover any losses.<\/span><\/p>\n<h3><b>How Do Installment Loans Work?<\/b><\/h3>\n<p><span style=\"font-weight: 400\">While the specific <a href=\"https:\/\/oxfordwisefinance.com\/blog\/what-is-a-medical-loan-all-the-details-you-required-to-know-prior-to-applying\/\">details of installment loans<\/a> can differ, they usually follow the same basic process:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">You <a href=\"https:\/\/oxfordwisefinance.com\/blog\/things-to-consider-before-applying-for-a-title-for-loans\/\">apply for the loan<\/a>.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">If you\u2019re approved, the lender funds the loan. With <a href=\"https:\/\/oxfordwisefinance.com\/personal-loans\/\">online personal loans<\/a>, this is often done via a direct transfer to your bank account.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">You use the funds you receive for any allowed purpose under the loan agreement \u2014 often, personal loan funds can be used for anything legal.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">You <a href=\"https:\/\/oxfordwisefinance.com\/blog\/what-happens-if-you-dont-pay-off-a-payday-loan\/\">pay the loan<\/a> back as agreed. <a href=\"https:\/\/oxfordwisefinance.com\/blog\/5-tips-for-paying-back-a-personal-loan-early\/\">Personal loans can take anywhere from six months to several years to pay back<\/a>, depending on the terms.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Once the loan is paid back, the loan agreement is closed. You don\u2019t owe any more money.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">In some cases, you may be eligible to <a href=\"https:\/\/oxfordwisefinance.com\/blog\/applying-for-payday-loans-in-orange-ca\/\">apply for another installment loan<\/a> with the lender once you pay off an existing one.<\/span><\/li>\n<\/ul>\n<h3><b>Common Types Of Installment Loans<\/b><\/h3>\n<p><span style=\"font-weight: 400\">Installment <a href=\"https:\/\/oxfordwisefinance.com\/blog\/payday-loans-in-south-carolina-how-to-avoid-common-mistakes\/\">loans are a common<\/a> type of debt. You may already have one or be familiar with them. Some types of <a href=\"https:\/\/oxfordwisefinance.com\/blog\/unsecured-installment-loan-example\/\">installment loans<\/a> include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Mortgages, which are large installment loans used to buy a home<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Auto loans, which are also large installment loans used specifically to buy a vehicle<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\"><a href=\"https:\/\/oxfordwisefinance.com\/blog\/can-spouses-combine-student-loans\/\">Student loans<\/a>, which are debts you pay off in installments, typically after you finish school<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\"><a href=\"https:\/\/oxfordwisefinance.com\/blog\/how-will-inflation-impact-my-personal-loan\/\">Personal loans<\/a>, which are usually smaller installment loans you can use for a variety of purposes<\/span><\/li>\n<\/ul>\n<h3><b>Benefits of an Installment Loan<\/b><\/h3>\n<p><span style=\"font-weight: 400\">Installment loans let you pay for expenses or make purchases that you don\u2019t have the immediate cash-on-hand to cover. For example, if you need a new HVAC in your home or a repair for your car but don\u2019t have the money right now, you might be able to get an installment loan to help cover the costs.<\/span><\/p>\n<p><span style=\"font-weight: 400\">When you know what installment payment you can afford to make, you can pay for a large expense now and then pay the loan off over time without stressing your budget too much.\u00a0<\/span><\/p>\n<h2><b>Can I Get an Installment Loan With Bad Credit?<\/b><\/h2>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-3823\" src=\"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2022\/11\/person-frustrated-by-low-credit-score.jpg?resize=1140%2C641&#038;ssl=1\" alt=\"a person is frustrated by a low credit score\" width=\"1140\" height=\"641\" \/><\/p>\n<p><span style=\"font-weight: 400\">Yes, you can get an installment <a href=\"https:\/\/oxfordwisefinance.com\/blog\/how-to-take-out-a-loan-with-bad-credit\/\">loan with bad credit<\/a>. You may find that your options are more limited than they would be if you had a <a href=\"https:\/\/oxfordwisefinance.com\/blog\/how-many-credit-cards-should-i-need-to-build-my-credit-history\/\">higher credit score<\/a>. Bad credit installment loans may also come with higher interest rates, but you can find options that <a href=\"https:\/\/oxfordwisefinance.com\/no-credit-check-loans\/\">don\u2019t even require a credit check<\/a>.<\/span><\/p>\n<h3><b>What Is Considered Bad Credit? \u00a0<\/b><\/h3>\n<p><span style=\"font-weight: 400\"><a href=\"https:\/\/oxfordwisefinance.com\/blog\/online-loans-for-bad-credit-find-out-the-types-and-how-to-get-them\/\">Bad credit<\/a> usually refers to a low credit score. Typically, <a href=\"https:\/\/oxfordwisefinance.com\/blog\/emergency-bad-credit-loans\/\">bad credit<\/a> scores are those that fall below 600 or so (or below the high 500s). Credit in the high 500s and low 600s may be considered fair. Credit scores above around 660 are considered good.<\/span><\/p>\n<h3><b>What Are the Steps To Get an Installment Loan?<\/b><\/h3>\n<p><span style=\"font-weight: 400\">To get an installment loan, you typically:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><b>Research lenders and options for loans<\/b><span style=\"font-weight: 400\">. Compare installment loans to understand how much each might cost and what the terms are. This helps you <a href=\"https:\/\/oxfordwisefinance.com\/blog\/what-is-insolvency-all-things-that-you-need-to-know\/\">know how much you\u2019ll need<\/a> to pay back per month as well as how much you\u2019ll pay overall for the loan.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Pull your <\/b><a href=\"https:\/\/oxfordwisefinance.com\/blog\/what-is-credit-history-all-the-information-you-need\/\">credit report. Understand where your credit stands so you know if you might qualify for a loan or if you need<\/a> to look for bad credit installment loan options. You can get a free copy of your credit reports at <\/span><a href=\"https:\/\/www.annualcreditreport.com\/\" rel=\"nofollow\"><span style=\"font-weight: 400\">AnnualCreditReport.com<\/span><\/a><span style=\"font-weight: 400\">.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Pick a <a href=\"https:\/\/oxfordwisefinance.com\/blog\/payday-loans-in-south-carolina-what-you-need-to-know\/\">loan that seems to match your needs.<\/b>&lt;span<\/a> style=&#8221;font-weight: 400;&#8221;&gt; This means you think you can get approved with your credit situation and you can afford the payments.<\/span><\/li>\n<li style=\"font-weight: 400\"><a href=\"https:\/\/oxfordwisefinance.com\/\"><b>Apply for the loan<\/b><\/a><span style=\"font-weight: 400\">. You may need to provide a picture ID, checking or savings account information and an address. Some lenders may require proof of income.<\/span><\/li>\n<li style=\"font-weight: 400\"><b><a href=\"https:\/\/oxfordwisefinance.com\/blog\/will-my-credit-rating-decrease-if-i-obtain-a-loan\/\">Wait to see if you\u2019re approved.<\/a><\/b><span style=\"font-weight: 400\"> Many lenders usually let you <a href=\"https:\/\/oxfordwisefinance.com\/blog\/payday-loans-in-washington-what-you-should-know\/\">know within minutes if you\u2019re approved for one of our installment loans<\/a>.<\/span><\/li>\n<\/ul>\n<h3><b>How to Apply for an Installment Loan for Bad Credit<\/b><\/h3>\n<p><span style=\"font-weight: 400\">You apply for an installment <a href=\"https:\/\/oxfordwisefinance.com\/blog\/will-my-credit-rating-decrease-if-i-obtain-a-loan\/\">loan for bad credit<\/a> the same way you apply for any installment loan. However, you may want to pay special attention to lender requirements. Look for options that don\u2019t require a <a href=\"https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit-2\/\">credit check or specifically state that bad credit isn\u2019t a barrier for approval<\/a>.<\/span><\/p>\n<h3><b>How Many Monthly Payments Will I Have to Make?<\/b><\/h3>\n<p><span style=\"font-weight: 400\">The number of payments you make depends on the term of your loan and the amount. <a href=\"https:\/\/oxfordwisefinance.com\/short-term-loans-online\/\">Short-term personal installment loans<\/a> are typically paid off in six months to less than two years. Larger <a href=\"https:\/\/oxfordwisefinance.com\/blog\/what-is-a-personal-loan\/\">personal loans<\/a> may take up to five years to pay off.<\/span><\/p>\n<h3><b>Can I Have Multiple Installment Loans?<\/b><\/h3>\n<p><span style=\"font-weight: 400\">Yes, you can have multiple installment loans. Many people have a mortgage, car loan and <a href=\"https:\/\/oxfordwisefinance.com\/blog\/how-to-get-a-trainee-loan-without-your-moms-and-dads\/\">student loan<\/a>, for example, and those are all installment loans.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Many <a href=\"https:\/\/oxfordwisefinance.com\/blog\/why-should-i-get-a-personal-loan\/\">personal loan<\/a> lenders won\u2019t let you have more than one personal installment loan with them at a time, though. This is especially true with bad <a href=\"https:\/\/oxfordwisefinance.com\/blog\/paycheck-advances-credit-builder-loans-and-overdraft-protection\/\">credit loans<\/a>. Lenders are already taking a risk on you and don\u2019t usually want to extend that risk to a second loan. If you pay off the loan, you can usually apply for another one.<\/span><\/p>\n<h3><b>What Is the Easiest Loan to Be Approved for With Bad Credit?<\/b><\/h3>\n<p><span style=\"font-weight: 400\">The easiest <a href=\"https:\/\/oxfordwisefinance.com\/blog\/possible-finance-bad-credit-loans-with-no-prepayment-penalties\/\">loan type to be approved for with bad credit<\/a> tends to be one that doesn\u2019t require a credit check.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b><a href=\"https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit-2\/\">Frequently Asked Questions About Installment Loans for Bad Credit<\/a><\/b><\/h2>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-3826\" src=\"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2022\/11\/question-mark-sits-in-front-of-coins.jpg?resize=1140%2C641&#038;ssl=1\" alt=\"a question mark sits in front of coins\" width=\"1140\" height=\"641\" \/><\/p>\n<p><b>What can an installment loan be used for?<\/b><\/p>\n<p><span style=\"font-weight: 400\">Funds from <a href=\"https:\/\/oxfordwisefinance.com\/blog\/is-a-personal-loan-a-good-idea\/\">personal installment loans<\/a> can usually be used for any expense you want as long as it\u2019s legal. In some cases, lenders may prohibit some uses of funds, such as not allowing funds to be used for <a href=\"https:\/\/oxfordwisefinance.com\/blog\/is-a-home-equity-loan-the-best-loan-for-debt-consolidation\/\">debt consolidation<\/a>.\u00a0<\/span><\/p>\n<p><b>Who should consider an <\/b><a href=\"https:\/\/oxfordwisefinance.com\/blog\/speedy-cash-installment-loans\/\">installment loan?<\/a><\/p>\n<p><span style=\"font-weight: 400\">An installment <a href=\"https:\/\/oxfordwisefinance.com\/blog\/what-you-need-to-know-about-a-payday-loan-in-mobile-alabama\/\">loan may be right for you if you need<\/a> money now for an expense you can\u2019t afford to cover but you\u00a0<\/span><i><span style=\"font-weight: 400\">can\u00a0<\/span><\/i><span style=\"font-weight: 400\">afford to make smaller payments monthly.<\/span><\/p>\n<p><b>How do installment loans affect your credit?<\/b><\/p>\n<p><span style=\"font-weight: 400\">If the lender does a <a href=\"https:\/\/oxfordwisefinance.com\/blog\/loans-instant-approval-no-credit-check\/\">credit check to evaluate you for loan approval<\/a>, that can slightly decrease your credit temporarily. However, if you make timely payments on your loan, the impact to your credit score can be positive. Missing payments on your <a href=\"https:\/\/oxfordwisefinance.com\/blog\/how-will-inflation-impact-my-personal-loan-2\/\">loan can have a big negative impact<\/a> to your credit score.\u00a0<\/span><\/p>\n<p><b>What credit score do you <\/b><a href=\"https:\/\/oxfordwisefinance.com\/blog\/indiana-loans-what-you-need-to-know\/\">need for an installment loan?<\/a><\/p>\n<p><span style=\"font-weight: 400\">The credit score you need to qualify for an <a href=\"https:\/\/oxfordwisefinance.com\/blog\/7-benefits-of-an-installation-loan-2\/\">installment loan<\/a> depends on the lender, the size of the loan and what interest rate you want. Better terms and larger <a href=\"https:\/\/oxfordwisefinance.com\/blog\/improve-your-credit-score-with-a-credit-builder-loan\/\">loans typically require higher credit scores<\/a>. But you can find smaller <a href=\"https:\/\/oxfordwisefinance.com\/blog\/making-an-application-for-a-loan-online-vs-in-person-whats-the-best-and-trustworthy-option\/\">personal loan options<\/a> that don\u2019t require good credit or any credit at all.<\/span><\/p>\n<p><b>Do they check <\/b><a href=\"https:\/\/oxfordwisefinance.com\/blog\/how-to-choose-between-installment-line-of-credit-and-payday-loans\/\">credit for installment loans?<\/a><\/p>\n<p><span style=\"font-weight: 400\">Whether or not a lender checks your <a href=\"https:\/\/oxfordwisefinance.com\/blog\/top-installment-loans-for-bad-credit\/\">credit for an installment loan<\/a> depends on lender policies. You can find installment <a href=\"https:\/\/oxfordwisefinance.com\/blog\/applying-for-a-no-credit-history-loan\/\">loan options that don\u2019t require a credit<\/a> check or good credit.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Having a lackluster or poor credit score can be a pretty big [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":516,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","pagelayer_contact_templates":[],"_pagelayer_content":"","iawp_total_views":3,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[206,142],"tags":[],"class_list":["post-522","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-debt-solutions","category-finance-business","col-md-12"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Can I Get Approved for an Installment Loan With Bad Credit? - Blog - Oxford Wise Finance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can I Get Approved for an Installment Loan With Bad Credit? - Blog - Oxford Wise Finance\" \/>\n<meta property=\"og:description\" content=\"Having a lackluster or poor credit score can be a pretty big [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog - Oxford Wise Finance\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/instantpaydayloans\" \/>\n<meta property=\"article:published_time\" content=\"2022-11-10T08:10:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-11-25T02:08:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2022\/11\/person-calculates-figures-on-a-calculator-for-personal-installment-loans.jpg?fit=1920%2C1080&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Oxfordwisefinance\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/x.com\/OxfordWiseLoans\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/can-i-get-approved-for-an-installment-loan-with-bad-credit\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/can-i-get-approved-for-an-installment-loan-with-bad-credit\\\/\"},\"author\":{\"name\":\"Oxfordwisefinance\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#\\\/schema\\\/person\\\/86a546d6182e892aecd0194cf5ec4e36\"},\"headline\":\"Can I Get Approved for an Installment Loan With Bad Credit?\",\"datePublished\":\"2022-11-10T08:10:40+00:00\",\"dateModified\":\"2024-11-25T02:08:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/can-i-get-approved-for-an-installment-loan-with-bad-credit\\\/\"},\"wordCount\":1374,\"image\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/can-i-get-approved-for-an-installment-loan-with-bad-credit\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/person-calculates-figures-on-a-calculator-for-personal-installment-loans.jpg?fit=1920%2C1080&ssl=1\",\"articleSection\":[\"Debt Solutions\",\"Finance &amp; Business\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/can-i-get-approved-for-an-installment-loan-with-bad-credit\\\/\",\"url\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/can-i-get-approved-for-an-installment-loan-with-bad-credit\\\/\",\"name\":\"Can I Get Approved for an Installment Loan With Bad Credit? - Blog - Oxford Wise Finance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/can-i-get-approved-for-an-installment-loan-with-bad-credit\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/can-i-get-approved-for-an-installment-loan-with-bad-credit\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/person-calculates-figures-on-a-calculator-for-personal-installment-loans.jpg?fit=1920%2C1080&ssl=1\",\"datePublished\":\"2022-11-10T08:10:40+00:00\",\"dateModified\":\"2024-11-25T02:08:32+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#\\\/schema\\\/person\\\/86a546d6182e892aecd0194cf5ec4e36\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/can-i-get-approved-for-an-installment-loan-with-bad-credit\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/can-i-get-approved-for-an-installment-loan-with-bad-credit\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/can-i-get-approved-for-an-installment-loan-with-bad-credit\\\/#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/person-calculates-figures-on-a-calculator-for-personal-installment-loans.jpg?fit=1920%2C1080&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/person-calculates-figures-on-a-calculator-for-personal-installment-loans.jpg?fit=1920%2C1080&ssl=1\",\"width\":1920,\"height\":1080},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/can-i-get-approved-for-an-installment-loan-with-bad-credit\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Can I Get Approved for an Installment Loan With Bad Credit?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/\",\"name\":\"Blog - Oxford Wise Finance\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#\\\/schema\\\/person\\\/86a546d6182e892aecd0194cf5ec4e36\",\"name\":\"Oxfordwisefinance\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f667a5981709cbc3507f5111795ee16c30dedbc973de1dd352401e60a03e4e9e?s=96&d=identicon&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f667a5981709cbc3507f5111795ee16c30dedbc973de1dd352401e60a03e4e9e?s=96&d=identicon&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f667a5981709cbc3507f5111795ee16c30dedbc973de1dd352401e60a03e4e9e?s=96&d=identicon&r=g\",\"caption\":\"Oxfordwisefinance\"},\"sameAs\":[\"https:\\\/\\\/oxfordwisefinance.com\\\/\",\"https:\\\/\\\/www.facebook.com\\\/instantpaydayloans\",\"https:\\\/\\\/x.com\\\/https:\\\/\\\/x.com\\\/OxfordWiseLoans\"],\"url\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/author\\\/admin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Can I Get Approved for an Installment Loan With Bad Credit? - Blog - Oxford Wise Finance","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit\/","og_locale":"en_US","og_type":"article","og_title":"Can I Get Approved for an Installment Loan With Bad Credit? - Blog - Oxford Wise Finance","og_description":"Having a lackluster or poor credit score can be a pretty big [&hellip;]","og_url":"https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit\/","og_site_name":"Blog - Oxford Wise Finance","article_author":"https:\/\/www.facebook.com\/instantpaydayloans","article_published_time":"2022-11-10T08:10:40+00:00","article_modified_time":"2024-11-25T02:08:32+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2022\/11\/person-calculates-figures-on-a-calculator-for-personal-installment-loans.jpg?fit=1920%2C1080&ssl=1","type":"image\/jpeg"}],"author":"Oxfordwisefinance","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/x.com\/OxfordWiseLoans","twitter_misc":{"Written by":false,"Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit\/#article","isPartOf":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit\/"},"author":{"name":"Oxfordwisefinance","@id":"https:\/\/oxfordwisefinance.com\/blog\/#\/schema\/person\/86a546d6182e892aecd0194cf5ec4e36"},"headline":"Can I Get Approved for an Installment Loan With Bad Credit?","datePublished":"2022-11-10T08:10:40+00:00","dateModified":"2024-11-25T02:08:32+00:00","mainEntityOfPage":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit\/"},"wordCount":1374,"image":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2022\/11\/person-calculates-figures-on-a-calculator-for-personal-installment-loans.jpg?fit=1920%2C1080&ssl=1","articleSection":["Debt Solutions","Finance &amp; Business"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit\/","url":"https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit\/","name":"Can I Get Approved for an Installment Loan With Bad Credit? - Blog - Oxford Wise Finance","isPartOf":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit\/#primaryimage"},"image":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2022\/11\/person-calculates-figures-on-a-calculator-for-personal-installment-loans.jpg?fit=1920%2C1080&ssl=1","datePublished":"2022-11-10T08:10:40+00:00","dateModified":"2024-11-25T02:08:32+00:00","author":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/#\/schema\/person\/86a546d6182e892aecd0194cf5ec4e36"},"breadcrumb":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit\/#primaryimage","url":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2022\/11\/person-calculates-figures-on-a-calculator-for-personal-installment-loans.jpg?fit=1920%2C1080&ssl=1","contentUrl":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2022\/11\/person-calculates-figures-on-a-calculator-for-personal-installment-loans.jpg?fit=1920%2C1080&ssl=1","width":1920,"height":1080},{"@type":"BreadcrumbList","@id":"https:\/\/oxfordwisefinance.com\/blog\/can-i-get-approved-for-an-installment-loan-with-bad-credit\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/oxfordwisefinance.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Can I Get Approved for an Installment Loan With Bad Credit?"}]},{"@type":"WebSite","@id":"https:\/\/oxfordwisefinance.com\/blog\/#website","url":"https:\/\/oxfordwisefinance.com\/blog\/","name":"Blog - Oxford Wise Finance","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/oxfordwisefinance.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/oxfordwisefinance.com\/blog\/#\/schema\/person\/86a546d6182e892aecd0194cf5ec4e36","name":"Oxfordwisefinance","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/f667a5981709cbc3507f5111795ee16c30dedbc973de1dd352401e60a03e4e9e?s=96&d=identicon&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f667a5981709cbc3507f5111795ee16c30dedbc973de1dd352401e60a03e4e9e?s=96&d=identicon&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f667a5981709cbc3507f5111795ee16c30dedbc973de1dd352401e60a03e4e9e?s=96&d=identicon&r=g","caption":"Oxfordwisefinance"},"sameAs":["https:\/\/oxfordwisefinance.com\/","https:\/\/www.facebook.com\/instantpaydayloans","https:\/\/x.com\/https:\/\/x.com\/OxfordWiseLoans"],"url":"https:\/\/oxfordwisefinance.com\/blog\/author\/admin\/"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2022\/11\/person-calculates-figures-on-a-calculator-for-personal-installment-loans.jpg?fit=1920%2C1080&ssl=1","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/posts\/522","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/comments?post=522"}],"version-history":[{"count":6,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/posts\/522\/revisions"}],"predecessor-version":[{"id":8426,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/posts\/522\/revisions\/8426"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/media\/516"}],"wp:attachment":[{"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/media?parent=522"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/categories?post=522"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/tags?post=522"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}