{"id":5850,"date":"2023-10-19T16:22:33","date_gmt":"2023-10-19T14:22:33","guid":{"rendered":"https:\/\/oxfordwisefinance.com\/blog\/american-home-shield-review-money\/"},"modified":"2024-11-25T05:33:19","modified_gmt":"2024-11-25T04:33:19","slug":"american-home-shield-review-money","status":"publish","type":"post","link":"https:\/\/oxfordwisefinance.com\/blog\/american-home-shield-review-money\/","title":{"rendered":"American Home Shield Review | Money"},"content":{"rendered":"\n<div>\n<p>American Home Shield (AHS) is a home guarantee service provider that uses tiered strategies, thorough protection and generous policy caps.<\/p>\n<p>Home guarantees are service agreements that cover repair work and replacement of home systems and devices if they break down or stop working due to typical wear and tear. These kinds of mishaps aren\u2019t normally covered by house owners insurance coverage, and can frequently lead to expensive repair work.<\/p>\n<p>A home guarantee business like American Home Shield (AHS), nevertheless, can assist cover the expenses of unforeseen <a href=\"https:\/\/oxfordwisefinance.com\/blog\/what-is-a-repaired-rates-of-interest-how-does-it-work-pros\/\">repair work<\/a> and reduce out-of-pocket costs.<\/p>\n<p>Ranked amongst Money\u2019s Best <a href=\"https:\/\/oxfordwisefinance.com\/blog\/8-best-home-warranty-companies-of-june-2023\/\">Home Warranty Companies<\/a>, American Home Shield stands apart for its heating and cooling protection. Below we evaluate American Home Shield, its strategies, protection limitations and schedule. We likewise check out consumers evaluations, typical problems and how it compares to other home guarantee suppliers.<\/p>\n<div id=\"ap20786-ww\" class=\"ca-pcu-inline content-width has-ad-icon money-embed-ca\" data-pcu-render-at-=\"2023-10-19T14:22:33Z\">\n<div id=\"ap20786-ww-indicator\">\n<div id=\"ap20786-ww-indicator-wrapper\"><\/div>\n<\/div>\n<\/div>\n<h2>American Home Shield Overview<\/h2>\n<p>American Home Shield is a subsidiary of Frontdoor Brands. The business has actually been around because 1971 and is based in Memphis, Tennessee.<\/p>\n<div class=\"m00646-mc-pros-cons content-width money money-component-ca\">\n<div class=\"lits-cont pros\">\n<ul class=\"list\">\n<li>Customizable service prepares<\/li>\n<li>Offers home electronic devices protection choices<\/li>\n<li>High protection cap with its premium strategy, ShieldPlatinum<\/li>\n<li>30-day craftsmanship assurance<\/li>\n<\/ul>\n<\/div>\n<div class=\"lits-cont cons\">\n<ul class=\"list\">\n<li>Coverage is not readily available in Alaska<\/li>\n<li>Roof leakage protection is not readily available in Hawaii<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<h2>American Home Shield\u2019s Services<\/h2>\n<h3>American Home Shield strategies and protection<\/h3>\n<p>American Home Shield has 3 home guarantee strategies:<\/p>\n<ul>\n<li>ShieldSilver<\/li>\n<li>ShieldGold<\/li>\n<li>ShieldPlatinum<\/li>\n<\/ul>\n<p>All 3 tiers cover a mix of home devices and systems, with ShieldPlatinum using the most thorough protection.<\/p>\n<p>AHS lets you pick from 2 service call charges, either $100 or $125. Naturally, the greater the service charge, the lower your regular monthly premium will be.<\/p>\n<p>All strategies consist of protection for repair work brought on by typical wear and tear, rust, deterioration, sediment, inadequate upkeep and inappropriate setup or repair work.<\/p>\n<p>Like most home guarantee business, AHS has a 30-day waiting duration before you can make a home service demand. However, it doesn\u2019t need a home evaluation or upkeep records, which some rivals do.<\/p>\n<p>Here\u2019s a breakdown of American Home Shield\u2019s home guarantee strategies and what each deals:<\/p>\n<div style=\"width: 100%;max-width: 688px\">\n<table style=\"margin-bottom: -1px\">\n<tbody>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"color: #ffffff;width: 30%;background-color: #557deb;border-width: 2px;border-style: solid;border-color: #f3f1e4 #ffffff #f3f1e4 #f3f1e4;text-align: center\"><strong>ShieldSilver<\/strong><br \/>\n(Starts around $29.99\/mo*)<\/td>\n<td style=\"color: #ffffff;width: 30%;background-color: #557deb;border: 2px solid #ffffff;text-align: center\"><strong>ShieldGold<\/strong><br \/>\n(Starts around $49.99\/mo*)<\/td>\n<td style=\"color: #ffffff;width: 30%;background-color: #557deb;border: 2px solid #ffffff;text-align: center\"><strong>ShieldPlatinum<\/strong><br \/>\n(Starts around $79.99\/mo*)<\/td>\n<\/tr>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"width: 30%;background-color: #fff;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\">\u2022 Air conditioners<br \/>\n\u2022 Heating systems<br \/>\n\u2022 Ductwork<br \/>\n\u2022 Built-in exhaust fans<br \/>\n\u2022 Main breaker and fuse panel box<br \/>\n\u2022 Doorbells<br \/>\n\u2022 Interior electrical lines<br \/>\n\u2022 Ceiling fans<br \/>\n\u2022 Attic fans<br \/>\n\u2022 Garage door opener<br \/>\n\u2022Water heating systems<br \/>\n\u2022 Interior pipes lines<br \/>\n\u2022 Toilets<br \/>\n\u2022 Faucets and valves<br \/>\n\u2022 Built-in jetted tub motors, pumps and air switch puts together<br \/>\n\u2022 Discounted home upkeep services<\/td>\n<td style=\"width: 30%;background-color: #fff;border: solid 2px #f3f1e4\">All products covered in ShieldSilver plus:<br \/>\n\u2022 Ranges\/cooktops<br \/>\n\u2022 Ovens<br \/>\n\u2022 Dishwashers<br \/>\n\u2022 Built-in microwaves<br \/>\n\u2022 Garbage disposals<br \/>\n\u2022 Installed instantaneous hot\/cold water dispensers<br \/>\n\u2022 Washers<br \/>\n\u2022 Dryers<br \/>\n\u2022 Refrigerators (consisting of in-refrigerator icemaker)<\/td>\n<td style=\"width: 30%;background-color: #fff;border: solid 2px #f3f1e4\">All products covered in ShieldSilver and ShieldGold plus:<br \/>\n\u2022 Roof leakage repair work<br \/>\n\u2022 Free heating and cooling tune-up<br \/>\n\u2022 Unlimited A\/C refrigerant<br \/>\n\u2022 Coverage for code infractions, authorizations and adjustments<br \/>\n\u2022 Higher protection limitation for devices<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div style=\"width: 100%;max-width: 688px\">\n<table style=\"margin-bottom: -1px\">\n<tbody>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"width: 100%\"><em>*Prices might differ depending upon your state. Current <a href=\"https:\/\/oxfordwisefinance.com\/blog\/home-insurance-prices-5-states-with-biggest-cost-increases\/\">priced estimate costs are for a home<\/a> in California.<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h3>Optional include ons<\/h3>\n<p>AHS likewise uses the following optional add-ons:<\/p>\n<ul>\n<li>Roof leakage repair work (not readily available in Hawaii)<\/li>\n<li>Pool and integrated health spa devices<\/li>\n<li>Home electronic devices <a href=\"https:\/\/oxfordwisefinance.com\/blog\/heres-why-my-husband-and-i-have-started-discussing-a-social-security-strategy-even-though-were-decades-from-retirement\/\">security strategy<\/a><\/li>\n<li>Guest system<\/li>\n<li>Septic pump<\/li>\n<li>Well pump<\/li>\n<\/ul>\n<p>The Home Electronic Protection Plan consists of protection for the following electronic devices:<\/p>\n<ul>\n<li>television\u2019s<\/li>\n<li>Video video game consoles<\/li>\n<li>Smart home items<\/li>\n<li>Home theater systems<\/li>\n<li>Desktop\/laptop computer<\/li>\n<li>Printers<\/li>\n<li>Tablets<\/li>\n<li>Headphones<\/li>\n<\/ul>\n<h3>Coverage limitations<\/h3>\n<p>Coverage limitations are the optimum amount the home guarantee business will pay if a home appliance or system were to break down. These limitations can alter depending upon the home system and protection strategy.<\/p>\n<p>For circumstances, American Home Shield uses an optimum protection cap of $4,000 for devices with the ShieldPlatinum strategy, rather of the $2,000 limitation it uses to consumers with the ShieldSilver or ShieldGold strategy.<\/p>\n<p>Other American Home Shield protection caps consist of:<\/p>\n<div style=\"width: 100%;max-width: 688px\">\n<table style=\"margin-bottom: -1px\">\n<tbody>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"color: #fff;width: 50%;background-color: #577deb;border: solid 2px #f3f1e4;border-right: solid 2px #fff\"><strong>Covered product<\/strong><\/td>\n<td style=\"color: #fff;width: 50%;background-color: #577deb;border: solid 2px #f3f1e4\"><strong>Coverage limitation<\/strong><\/td>\n<\/tr>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\">Ductwork<\/td>\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4\">$5,000<\/td>\n<\/tr>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\">Heating and a\/c systems<\/td>\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4\">$5,000 (some systems might be restricted to $1,500)<\/td>\n<\/tr>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\">Sewage ejector pump<\/td>\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4\">$500<\/td>\n<\/tr>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\">Appliances<\/td>\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4\">$2,000 ($4,000 with ShieldPlatinum)<\/td>\n<\/tr>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\">Roof leakage repair work<\/td>\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4\">$1,000<\/td>\n<\/tr>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\">Well pump system<\/td>\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4\">$1,500<\/td>\n<\/tr>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\">Septic system<\/td>\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4\">$500<\/td>\n<\/tr>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\">Pool and integrated health spa devices<\/td>\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4\">$3,000<\/td>\n<\/tr>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\">Electronics<\/td>\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4\">$2,000 (approximately $5,000 aggregate)<\/td>\n<\/tr>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\">Repairs that need gain access to through concrete<\/td>\n<td style=\"width: 50%;background-color: #fff;border: solid 2px #f3f1e4\">Up to $1,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h3>What American Home Shield doesn\u2019t cover<\/h3>\n<p>American Home Shield strategies don\u2019t cover the following home items or events:<\/p>\n<ul>\n<li>Doorbells that are part of intercoms, video monitoring or security systems<\/li>\n<\/ul>\n<ul>\n<li>Toilets seats, lids or toilet tank lid<\/li>\n<\/ul>\n<ul>\n<li>Any steam component of shower heads or shower towers<\/li>\n<\/ul>\n<ul>\n<li>Humidifiers, ultraviolet lights, dehumidifiers, home purification systems<\/li>\n<\/ul>\n<ul>\n<li>Jetted tubs, jets or lines connecting to the jet pump<\/li>\n<\/ul>\n<ul>\n<li>Stoppages cause by collapsed lines outside the property, or due to roots<\/li>\n<\/ul>\n<ul>\n<li>Septic tanks, water softeners, filtration systems, saunas or steam rooms<\/li>\n<\/ul>\n<ul>\n<li>Freestanding freezers, wine chillers, bar refrigerators or other specialty refrigerators<\/li>\n<\/ul>\n<ul>\n<li>Cost of construction or modifications<\/li>\n<\/ul>\n<ul>\n<li>Cost of non-standard equipment, such as cranes and scaffoldings<\/li>\n<\/ul>\n<ul>\n<li>Breakdowns caused by misuse, abuse, vandalism, pets or pests<\/li>\n<\/ul>\n<ul>\n<li>Known pre-existing conditions<\/li>\n<\/ul>\n<ul>\n<li>Damages caused by acts of nature<\/li>\n<\/ul>\n<ul>\n<li>Breakdowns covered by manufacturer\u2019s warranty<\/li>\n<\/ul>\n<p>You can check American <a href=\"https:\/\/oxfordwisefinance.com\/blog\/8-reasons-your-home-warranty-claim-may-be-denied\/\">Home Shield\u2019s sample contract online for more information on its home warranty<\/a> coverage, exclusions, and policy terms. There may be other things that void a home warranty, but these depend on each company.<\/p>\n<div id=\"ap50816-ww\" class=\"ca-pcu-inline content-width has-ad-icon money-embed-ca\" data-pcu-render-at-=\"2023-10-19T14:07:10Z\">\n<div id=\"ap50816-ww-indicator\">\n<div id=\"ap50816-ww-indicator-wrapper\"><\/div>\n<\/div>\n<\/div>\n<h2>American Home Shield Availability<\/h2>\n<h3>State availability<\/h3>\n<p>American Home Shield is available in 49 states \u2014 all, except for Alaska.<\/p>\n<h3>Contact information<\/h3>\n<p>American Home Shield\u2019s customer service department is available 24\/7.<\/p>\n<p>You can contact an agent at 800-858-1922 for service or at 888-683-8576 for sales. Current customers can also request service through their <a href=\"https:\/\/oxfordwisefinance.com\/blog\/online-payday-loans-for-people-with-no-bank-account-and-bad-credit\/\">account on the online<\/a> portal.<\/p>\n<h3>User experience<\/h3>\n<p>American Home Shield has a customer portal that makes it easy to request service, track the status of claims and manage payments and billing.<\/p>\n<p>Like most home warranty companies, American Home Shield has a 48-hour response time. This is the time the company may take to schedule a diagnosis appointment with a service contractor. However, response time may change depending on the season and the demand.<\/p>\n<p>American Home Shield\u2019s website offers plenty of information about its home warranty plans. You can also enter your address on the site to get an immediate free quote and purchase your service online.<\/p>\n<h2>American Home Shield\u2019s Credentials<\/h2>\n<h3>Regulatory or legal actions<\/h3>\n<p>Most home warranty companies have contract clauses that prevent customers from suing them or joining <a href=\"https:\/\/oxfordwisefinance.com\/blog\/judge-tells-twitter-shareholders-to-git-gud-before-their-next-class-action-filing\/\">class action<\/a> lawsuits against them. In some cases, a state\u2019s attorney general or the U.S. <a href=\"https:\/\/oxfordwisefinance.com\/blog\/feds-catch-another-lockbit-hacker-justice-department-announces\/\">Department of Justice<\/a> may file a suit against the home warranty company.<\/p>\n<p>We located a few older lawsuits against American Home Shield dating back to 2003 and 2009. However, as of this writing, we didn\u2019t find recent regulatory or legal actions against the company.<\/p>\n<p>Although we try to include accurate and up-to-date information on regulatory and legal actions, we don\u2019t claim this information is complete or fully up to date. As always, we recommend you do your own research as well.<\/p>\n<div id=\"ap22342-ww\" class=\"ca-pcu-inline content-width has-ad-icon money-embed-ca\" data-pcu-render-at-=\"2023-10-19T14:07:10Z\">\n<div id=\"ap22342-ww-indicator\">\n<div id=\"ap22342-ww-indicator-wrapper\"><\/div>\n<\/div>\n<\/div>\n<h2>American Home Shield\u2019s Customer Satisfaction<\/h2>\n<h3>Third-party ratings<\/h3>\n<ul>\n<li>Better Business Bureau: 2.17 out of 5 star-average based on 10,565 customer reviews.<\/li>\n<\/ul>\n<h3>Customer complaints<\/h3>\n<p>American Home Shield has pretty dismal ratings across several review platforms.There is also a Facebook group of AHS customers that provide regular updates on their problems with the home warranty company.<\/p>\n<p>American Home Shield is accredited by the BBB, and has a B rating and accreditation grade.<\/p>\n<p>Here are some common complaints about AHS:<\/p>\n<ul>\n<li>Denying claims (that customers believe to be legitimate)<\/li>\n<\/ul>\n<ul>\n<li>Extended waiting times and convoluted processes to fulfill service requests<\/li>\n<\/ul>\n<ul>\n<li>Many customers complained the <a href=\"https:\/\/oxfordwisefinance.com\/blog\/7-best-credit-repair-companies-of-may-2023\/\">company wouldn\u2019t repair<\/a> or replace air conditioners or water heaters.<\/li>\n<\/ul>\n<ul>\n<li>Repairs that took longer than expected, lengthy waiting times or delayed repairs<\/li>\n<\/ul>\n<p>The <a href=\"https:\/\/oxfordwisefinance.com\/blog\/its-a-good-time-to-ask-for-a-raise-or-find-a-new-job-data\/\">data above is based on research that was available at the time<\/a> of publication.<\/p>\n<h2>American Home Shield Comparison<\/h2>\n<p>Aside from American Home Shield, there are other home warranty companies you can consider.<\/p>\n<p>Here\u2019s how American Home Shield compares to competitors like Choice Home Warranty and First American Home Warranty.<\/p>\n<h3>American Home Shield vs. Choice Home Warranty<\/h3>\n<p>Choice Home Warranty offers two affordable home warranty plans, with prices ranging from around $46 to $55. Unlike American Home Shield, Choice Home Warranty\u2019s plans aren\u2019t tiered; instead its two plans cover a mix of both appliances and home systems.<\/p>\n<p>The Basic Plan covers 14 different home items including heating, electrical and plumbing systems, kitchen appliances and garage door openers. The Total Plan, on the other hand, adds coverage for air conditioning, clothes washer, dryer and refrigerator.<\/p>\n<p>However, when it comes to coverage limits, American Home Shield offers higher caps than Choice Home Warranty. For instance, American Home Shield covers up to $5,000 for heating and cooling systems, whereas Choice Home Warranty covers a fixed maximum of $3,000 for most covered items per annual contract.<\/p>\n<div style=\"width: 100%;max-width: 688px\">\n<table style=\"margin-bottom: -1px\">\n<tbody>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"color: #fff;width: 20%;background-color: #557deb;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\"><strong><a href=\"https:\/\/oxfordwisefinance.com\/blog\/the-only-two-people-going-to-jail-over-the-whole-turn-kodak-into-a-pharmaceutical-company-with-government-money-thing-didnt-work-for-kodak-or-the-government\/\">Company<\/a><\/strong><\/td>\n<td style=\"color: #fff;width: 20%;background-color: #557deb;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\"><strong>Plan pricing<\/strong><\/td>\n<td style=\"color: #fff;width: 20%;background-color: #557deb;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\"><strong>Service Call Fee<\/strong><br \/>\n<strong>(or deductible)<\/strong><\/td>\n<td style=\"color: #fff;width: 20%;background-color: #557deb;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\"><strong>Availability<\/strong><\/td>\n<td style=\"color: #fff;width: 20%;background-color: #557deb;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\"><strong><a href=\"https:\/\/oxfordwisefinance.com\/blog\/mph-bank-high-yield-savings-accounts-review\/\">BBB Rating<\/a><\/strong><\/td>\n<\/tr>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">American Home Shield<\/td>\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">$29.99 &#8211; $89.99<strong><a href=\"https:\/\/oxfordwisefinance.com\/blog\/best-travel-credit-cards-for-may-2023-top-9-picks\/\">*<\/a><\/strong><\/td>\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">$100, $125<\/td>\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">Contiguous US<\/td>\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">B<\/td>\n<\/tr>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">Choice Home Warranty<\/td>\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">$46 &#8211; $55<strong>*<\/strong><\/td>\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">$85<\/td>\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">49 states<\/td>\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">D+<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div style=\"width: 100%;max-width: 688px\">\n<table style=\"margin-bottom: -1px\">\n<tbody>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"width: 100%\"><em>*Prices may vary depending on your state. Current quoted prices are for a home in California.<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<h3>American Home Shield vs. First American Home Warranty<\/h3>\n<p>Similar to American Home Shield, First American Home Warranty offers three tiered plans that cover a mix of major home systems and appliances: Starter Plan, Essential Plan and Premium Plan.<\/p>\n<p>The Starter Plan covers plumbing system, electrical and heating systems, dishwasher, refrigerator, oven, cooktop and built-in microwave oven. The Essential Plan adds coverage for water heaters, air conditioning, garage door opener and clothes washer and dryer.<\/p>\n<p>The Premium Plan includes coverage for all the home items covered by the Starter and Essential Plan, plus protection for garbage disposal, faucets, instant hot water dispensers, central vacuum systems and enhanced coverage for permits, code violations and improper installations.<\/p>\n<p>In terms of pricing, American Home Shield offers lower priced plans. AHS plans start at around $29.99 a month for its basic plan, whereas First American Home Warranty\u2019s start at around $42.<\/p>\n<p>However, First American\u2019s Premium Plan includes coverage for items that AHS doesn\u2019t cover, such as trash compactor, shower heads, and central vacuum systems, for around $67 a month and a service call fee of $125. By contrast, AHS\u2019 premium plan starts at around $79.99 with a service call fee of $125.<\/p>\n<p>Keep in mind, however, that while First American offers a somewhat more comprehensive plan, its coverage limits for some home items are lower when compared to American Home Shield.<\/p>\n<div style=\"width: 100%;max-width: 688px\">\n<table style=\"margin-bottom: -1px\">\n<tbody>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"color: #fff;width: 20%;background-color: #557deb;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\"><strong>Company<\/strong><\/td>\n<td style=\"color: #fff;width: 20%;background-color: #557deb;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\"><strong>Plan pricing<\/strong><\/td>\n<td style=\"color: #fff;width: 20%;background-color: #557deb;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\"><strong>Service Call Fee<\/strong><\/td>\n<td style=\"color: #fff;width: 20%;background-color: #557deb;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\"><strong>Availability<\/strong><\/td>\n<td style=\"color: #fff;width: 20%;background-color: #557deb;border: solid 2px #f3f1e4;border-right: solid 2px #f3f1e4\"><strong>BBB Rating<\/strong><\/td>\n<\/tr>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">American Home Shield<\/td>\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">$29.99 &#8211; $89.99<strong>*<\/strong><\/td>\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">$100, $125<\/td>\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">Contiguous US<\/td>\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">B<\/td>\n<\/tr>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">First American Home Warranty<\/td>\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">$42 &#8211; $82<strong>*<\/strong><\/td>\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">$75, $100, $125<\/td>\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">35 states<\/td>\n<td style=\"width: 20%;background-color: #fff;border: solid 2px #f3f1e4\">B<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div style=\"width: 100%;max-width: 688px\">\n<table style=\"margin-bottom: -1px\">\n<tbody>\n<tr style=\"font-family: 'Avenir-Book', sans-serif\">\n<td style=\"width: 100%\"><em>*Prices may vary depending on your state. Current quoted prices are for a home in California.<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<h3>Explore other home warranty options<\/h3>\n<p>Check out our reviews for other home warranty companies you can consider:<\/p>\n<div class=\"m00646-mc-faqs content-width money money-component-ca\">\n<h2 class=\"mc-faqs-h2\">American Home Shield FAQ<\/h2>\n<div class=\"m00646-mc-faqs-items\">\n<div class=\"m00646-mc-faqs-item m00646-mc-faqs-item-open\">\n<div class=\"m00646-mc-faqs-item-heading\">\n<h3 class=\"mc-faqs-h3\">Is American Home Shield trustworthy?<\/h3>\n<\/div>\n<p>American Home Shield is a legitimate company with over 50 years in the home warranty industry. It offers tiered home warranty plans that cover a mix of appliances and home systems. The company is accredited by the BBB and currently holds a B rating.<\/p>\n<\/div>\n<div class=\"m00646-mc-faqs-item\">\n<div class=\"m00646-mc-faqs-item-heading\">\n<h3 class=\"mc-faqs-h3\">Can you cancel American Home Shield?<\/h3>\n<\/div>\n<div class=\"m00646-mc-faqs-item-content\">\n<p>You can cancel your AHS contract within the first 30 days of your coverage. Once you do, AHS will refund your contract fees minus any service and claims incurred by American Home Shield.<\/p>\n<p>If you cancel your contract after 30 days, you&#8217;ll get a pro-rated refund of your contract fees for the rest of the contract term, minus an administrative fee of up to one month&#8217;s payment (where permitted by law) and any service or claims costs incurred by American Home Shield. However, cancellation terms may vary by state.<\/p>\n<\/div>\n<\/div>\n<div class=\"m00646-mc-faqs-item\">\n<div class=\"m00646-mc-faqs-item-heading\">\n<h3 class=\"mc-faqs-h3\">What is the deductible for American Home Shield?<\/h3>\n<\/div>\n<p>American Home Shield allows you to choose two options for your trade service call fee. You can choose to pay $100 or $125.<\/p>\n<\/div>\n<div class=\"m00646-mc-faqs-item\">\n<div class=\"m00646-mc-faqs-item-heading\">\n<h3 class=\"mc-faqs-h3\">Does American Home Shield cover roof leaks?<\/h3>\n<\/div>\n<p>Yes, American Home Shield covers roof leaks, however this coverage is only included in its premium plan, ShieldPlatinum. Its lower-tiered plans \u2014ShieldSilver and ShieldGold\u2014 do not include roof leak coverage, but you can add it for an additional fee.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<h2>How We Evaluated American Home Shield<\/h2>\n<p>We evaluated American Home Shield using a combination of publicly available data on its website and other sources such as consumer review websites. We considered the following factors:<\/p>\n<ul>\n<li><strong>Services offered: <\/strong> We looked into the company\u2019s coverage, limits and availability, and compared them with competing home warranty companies.<\/li>\n<\/ul>\n<ul>\n<li><strong>Cost: <\/strong> We evaluated offering and pricing and compared them with competitors to determine cost-effectiveness.<\/li>\n<\/ul>\n<ul>\n<li><strong>Reputation: <\/strong> We checked whether AHS had any pending legal or regulatory actions.<\/li>\n<\/ul>\n<ul>\n<li><strong>Customer service: <\/strong> We read customer reviews online to gauge customer satisfaction and most common complaints.<\/li>\n<\/ul>\n<h2 class=\"linkboss-h\">What Are the Common Mistakes to Avoid When Considering an American Home Shield?<\/h2>\n<p class=\"linkboss-p\">When considering an American Home Shield, <a href=\"https:\/\/oxfordwisefinance.com\/blog\/3-mistakes-even-the-most-seasoned-investors-risk-making\/\">mistakes seasoned investors should avoid<\/a> involve overlooking the fine print of the contract. It is essential to thoroughly review the terms and conditions, ensuring they align with your specific needs. Additionally, neglecting to compare plans and coverage options might lead to inadequate protection for your investment. Lastly, failing to research customer reviews and ratings can prevent you from making an informed decision.<\/p>\n<h2>Summary of Money\u2019s American Home Shield Review<\/h2>\n<p>American Home Shield offers comprehensive home warranty services, relatively high coverage limits and competitive pricing. Customers can choose from three different plan tiers that cover a combination of home systems and appliances. With AHS you can also choose your service call fee and several add ons to customize your plan.<\/p>\n<p>AHS stands out for its high coverage limits and HVAC protection which covers removal of A\/C refrigerant, issues brought on by mismatched units and breakdowns up to $5,000 per system and per agreement term. Customers with the ShieldPlatinum plan also get unlimited refrigerant coverage.<\/p>\n<p>The company is registered and accredited with the BBB, and currently has a B rating. However, it has a relatively low customer rating, with most common complaints having to do with denied claims, extended waiting times and convoluted processes to fulfill service requests.<\/p>\n<p>As usual, we recommend doing your own vetting of the company and to carefully read guarantee protections before progressing.<\/p>\n<\/div>\n\n<p><a href=\"https:\/\/money.com\/american-home-shield-review\/?xid=moneyrss\" rel=\"nofollow\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>American Home Shield (AHS) is a home guarantee service provider that uses [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":5852,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","pagelayer_contact_templates":[],"_pagelayer_content":"","iawp_total_views":1,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[142,309],"tags":[48],"class_list":["post-5850","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-business","category-home-warranty","tag-icr","col-md-12"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>American Home Shield Review | Money - Blog - Oxford Wise Finance<\/title>\n<meta name=\"description\" content=\"American Home Shield\u2019s home warranty plans offer coverage for a mix of home appliances and systems. 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