{"id":9515,"date":"2025-02-21T18:10:19","date_gmt":"2025-02-21T17:10:19","guid":{"rendered":"https:\/\/oxfordwisefinance.com\/blog\/?p=9515"},"modified":"2025-02-21T18:10:28","modified_gmt":"2025-02-21T17:10:28","slug":"fed-rate-hike-will-it-happen-this-year","status":"publish","type":"post","link":"https:\/\/oxfordwisefinance.com\/blog\/fed-rate-hike-will-it-happen-this-year\/","title":{"rendered":"Fed Rate Hike: Will It Happen This Year?"},"content":{"rendered":"
\n

If you are hoping for lower credit card and mortgage rates<\/b> this year, you might be facing some disappointing news. The Federal Reserve has effectively ruled out any possibility of cutting rates until a comprehensive policy roadmap emerges from President Donald Trump and Congress that does not exacerbate inflation. Unfortunately, the current trade policy<\/a><\/b>, which heavily relies on imposing tariffs on a wide range of goods from steel<\/b> to smartphones<\/b>, is expected to have the opposite effect, leading to increased costs for consumers, as warned by economists.<\/span><\/p>\n

Recent minutes from the Federal Reserve\u2019s January meeting<\/b> released on Wednesday reveal that officials are adopting a cautious, wait-and-see approach. They acknowledged the \u201ccurrent high degree of uncertainty\u201d regarding inflation’s future trajectory. This uncertainty is partly due to the unknown effects of \u201cpotential government policies\u201d on the economy. Given the risks associated with policies that could further elevate inflation, officials have signaled they will observe economic indicators closely before making any decisions.<\/span><\/p>\n

Unless there is a significant spike in the unemployment rate, officials have indicated they want to see substantial progress on inflation before making any further adjustments to the federal funds rate target range<\/b>. Although the likelihood of immediate rate changes is minimal, the minutes suggest that if inflation increases again, the Fed may consider raising rates in response to the economic climate.<\/span><\/p>\n

Inflation data for 2025 has already revealed some unexpected and unwelcome trends. The overall Consumer Price Index (CPI)<\/b>, a key indicator of inflation, exceeded expert expectations for January. Similarly, \u201ccore\u201d inflation has also climbed higher than anticipated, with a year-over-year increase of 3.3%. These figures indicate that inflation pressures are lingering, raising concerns about the economic outlook.<\/span><\/p>\n

\n
\n
\n Ads by Money. We may be compensated if you click this ad.<\/span>
\n Ad<\/span>
\n \"Ads<\/span>\n <\/div>\n<\/p>\n<\/div>\n<\/div>\n

Understanding the Impact of Tariffs on Inflation and Prices<\/strong><\/h2>\n

A report from the Peterson Institute for International Economics indicates that the combination of the new administration\u2019s tariff policies<\/b> and immigration measures, alongside the president\u2019s desire to exert more control over the central bank, could push inflation rates to between 6% and 9.3% by 2026. The upper end of this projection surpasses the four-decade high inflation rate of 9.1% recorded in June 2022. This potential surge in inflation raises serious concerns for consumers and the economy.<\/span><\/p>\n

In practical terms, this forecast suggests that consumer prices could increase by as much as 28% by the end of President Trump’s term compared to current levels. Furthermore, the annual inflation rate is anticipated to remain significantly elevated, averaging around 4%\u2014double the Federal Reserve’s target of 2%\u2014throughout 2040. Additionally, retaliatory tariffs imposed on U.S. exports could exacerbate the situation, leading to even higher prices for consumers.<\/span><\/p>\n

The implications of these findings for potential interest rate cuts<\/b> are far from optimistic. The Peterson Institute estimates that tariffs on key trading partners like China and Mexico might cost the average American family approximately $1,200 each year. This does not even account for President Trump’s broader plans for reciprocal tariffs against other trading partners. Peter Petri, a professor emeritus of international finance at Brandeis University, suggests that this economic landscape would likely deter policymakers from pursuing rate cuts anytime soon. He states, “The Fed is following the only defendable course: Stay put until real actions or tangible changes in data reveal the directions of policy,” highlighting the cautious approach being taken.<\/span><\/p>\n

Expectations for interest rate cuts this year have significantly diminished in recent months, as the combination of a robust labor market and persistently high inflation has made policymakers hesitant. Just a month ago, Wall Street estimated a roughly 1-in-4 chance that the Fed would reduce rates at its upcoming March meeting. According to the CME FedWatch Tool, which analyzes futures market activity to predict rate expectations, the likelihood of a March rate cut was approximately 27% on January 17. However, as of Thursday, this probability has plummeted to a mere 2.5%, reflecting growing uncertainty.<\/span><\/p>\n

Furthermore, Federal Reserve officials have been reassessing their expectations. The most recent projections published in December indicated that the most probable outcome was for rates to be just half a percentage point lower than their current level by year-end. In contrast, just three months earlier, officials anticipated ending 2025 with the federal funds rate reduced by one to 1.25 percentage points from its current level. This shift indicates a significant change in outlook among policymakers.<\/span><\/p>\n

Recently, researchers at Bank of America stirred discussion with their forecast that the Fed would maintain its benchmark federal funds rate within the current range of 4.25% to 4.5%, instead of implementing the two rate cuts they had previously predicted. This indicates a growing consensus among financial experts regarding the Fed’s cautious stance in the face of increasing inflation and economic uncertainty.<\/span><\/p>\n

\n
\n
\n Ads by Money. We may be compensated if you click this ad.<\/span>
\n Ad<\/span>
\n \"Ads<\/span>\n <\/div>\n<\/p>\n<\/div>\n<\/div>\n

Analyzing Future Rate Movements Amid Economic Challenges<\/strong><\/h2>\n

With the looming threat of inflation driven by tariffs, the situation could worsen for a country already grappling with heightened borrowing costs on essential financial products like mortgages<\/b> and credit cards<\/b>. Should inflation continue to rise, the Federal Reserve may face the difficult task of implementing a rate hike<\/b> to cool the economy, which could further impact consumers and businesses.<\/span><\/p>\n

While this scenario is currently viewed as an outlier, market analysts acknowledge that it remains a possibility. Dominic Pappalardo, chief multi-asset strategist at Morningstar Investment Management, referred to this potential outcome as a \u201cworst-case scenario\u201d in a recent analysis. He cautioned that if inflation data for January is indicative of a broader trend rather than an anomaly, then the likelihood of rate hikes could become a genuine consideration for the Fed.<\/span><\/p>\n

Atlanta Fed president Raphael Bostic recently warned that if President Trump engages in a prolonged and multifaceted trade conflict, it could lead to rising inflation expectations. When inflation expectations start to climb, there is a risk of triggering a wage-price spiral, a phenomenon that contributed to the rampant inflation of the 1970s, making it particularly challenging to rein in inflationary pressures.<\/span><\/p>\n

However, it is important to note that not every economic expert is alarmed by the potential inflationary effects of tariffs. Fed governor Christopher J. Waller expressed optimism in a speech this week, stating that he anticipates the inflationary consequences of tariffs will be temporary and mitigated by other policy measures prioritized by President Trump and Congressional Republicans, such as tax reductions and regulatory rollbacks. He remains hopeful that if economic conditions in 2025 mirror those of 2024, the possibility of rate cuts<\/a><\/b> could be on the horizon.<\/span><\/p>\n

\n
\n
\n Ads by Money. We may be compensated if you click this ad.<\/span>
\n Ad<\/span>
\n \"Ads<\/span>\n <\/div>\n<\/p>\n<\/div>\n<\/div>\n

Explore More Insights on Economic Trends and Inflation<\/a><\/strong><\/h2>\n

10 Everyday Items Trump’s Tariffs Could Make Pricier<\/strong><\/p>\n

Americans Are Stressed About Inflation. New Data Says They Should Be<\/strong><\/p>\n

Stockpiling Before Trump\u2019s Tariffs? Experts Warn It Could Backfire<\/strong><\/p>\n<\/div>\n\n

Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

If you are hoping for lower credit card and mortgage rates this […]<\/p>\n","protected":false},"author":1,"featured_media":9516,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","pagelayer_contact_templates":[],"_pagelayer_content":"","iawp_total_views":3,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[142,191],"tags":[50],"class_list":["post-9515","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-business","category-interest-rates","tag-news","col-md-12"],"yoast_head":"\nFed Rate Hike: Will It Happen This Year? - Blog - Oxford Wise Finance<\/title>\n<meta name=\"description\" content=\"Fed officials discussed holding off on more rate cuts at their last meeting. Looming tariffs keep a rate hike in play.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/oxfordwisefinance.com\/blog\/fed-rate-hike-will-it-happen-this-year\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fed Rate Hike: Will It Happen This Year? - Blog - Oxford Wise Finance\" \/>\n<meta property=\"og:description\" content=\"Fed officials discussed holding off on more rate cuts at their last meeting. Looming tariffs keep a rate hike in play.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/oxfordwisefinance.com\/blog\/fed-rate-hike-will-it-happen-this-year\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog - Oxford Wise Finance\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/instantpaydayloans\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-21T17:10:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-21T17:10:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2025\/02\/Could-the-Fed-Hike-Rates-This-Year.jpg?fit=2880%2C1920&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"2880\" \/>\n\t<meta property=\"og:image:height\" content=\"1920\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Oxfordwisefinance\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/x.com\/OxfordWiseLoans\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/fed-rate-hike-will-it-happen-this-year\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/fed-rate-hike-will-it-happen-this-year\\\/\"},\"author\":{\"name\":\"Oxfordwisefinance\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#\\\/schema\\\/person\\\/86a546d6182e892aecd0194cf5ec4e36\"},\"headline\":\"Fed Rate Hike: Will It Happen This Year?\",\"datePublished\":\"2025-02-21T17:10:19+00:00\",\"dateModified\":\"2025-02-21T17:10:28+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/fed-rate-hike-will-it-happen-this-year\\\/\"},\"wordCount\":1135,\"commentCount\":9,\"image\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/fed-rate-hike-will-it-happen-this-year\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Could-the-Fed-Hike-Rates-This-Year.jpg?fit=2880%2C1920&ssl=1\",\"keywords\":[\"News\"],\"articleSection\":[\"Finance & Business\",\"Interest Rates\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/fed-rate-hike-will-it-happen-this-year\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/fed-rate-hike-will-it-happen-this-year\\\/\",\"url\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/fed-rate-hike-will-it-happen-this-year\\\/\",\"name\":\"Fed Rate Hike: Will It Happen This Year? - Blog - Oxford Wise Finance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/fed-rate-hike-will-it-happen-this-year\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/fed-rate-hike-will-it-happen-this-year\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Could-the-Fed-Hike-Rates-This-Year.jpg?fit=2880%2C1920&ssl=1\",\"datePublished\":\"2025-02-21T17:10:19+00:00\",\"dateModified\":\"2025-02-21T17:10:28+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#\\\/schema\\\/person\\\/86a546d6182e892aecd0194cf5ec4e36\"},\"description\":\"Fed officials discussed holding off on more rate cuts at their last meeting. Looming tariffs keep a rate hike in play.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/fed-rate-hike-will-it-happen-this-year\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/fed-rate-hike-will-it-happen-this-year\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/fed-rate-hike-will-it-happen-this-year\\\/#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Could-the-Fed-Hike-Rates-This-Year.jpg?fit=2880%2C1920&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/oxfordwisefinance.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Could-the-Fed-Hike-Rates-This-Year.jpg?fit=2880%2C1920&ssl=1\",\"width\":2880,\"height\":1920},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/fed-rate-hike-will-it-happen-this-year\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Fed Rate Hike: Will It Happen This Year?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/\",\"name\":\"Blog - Oxford Wise Finance\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/#\\\/schema\\\/person\\\/86a546d6182e892aecd0194cf5ec4e36\",\"name\":\"Oxfordwisefinance\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f667a5981709cbc3507f5111795ee16c30dedbc973de1dd352401e60a03e4e9e?s=96&d=identicon&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f667a5981709cbc3507f5111795ee16c30dedbc973de1dd352401e60a03e4e9e?s=96&d=identicon&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f667a5981709cbc3507f5111795ee16c30dedbc973de1dd352401e60a03e4e9e?s=96&d=identicon&r=g\",\"caption\":\"Oxfordwisefinance\"},\"sameAs\":[\"https:\\\/\\\/oxfordwisefinance.com\\\/\",\"https:\\\/\\\/www.facebook.com\\\/instantpaydayloans\",\"https:\\\/\\\/x.com\\\/https:\\\/\\\/x.com\\\/OxfordWiseLoans\"],\"url\":\"https:\\\/\\\/oxfordwisefinance.com\\\/blog\\\/author\\\/admin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Fed Rate Hike: Will It Happen This Year? - Blog - Oxford Wise Finance","description":"Fed officials discussed holding off on more rate cuts at their last meeting. Looming tariffs keep a rate hike in play.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/oxfordwisefinance.com\/blog\/fed-rate-hike-will-it-happen-this-year\/","og_locale":"en_US","og_type":"article","og_title":"Fed Rate Hike: Will It Happen This Year? - Blog - Oxford Wise Finance","og_description":"Fed officials discussed holding off on more rate cuts at their last meeting. Looming tariffs keep a rate hike in play.","og_url":"https:\/\/oxfordwisefinance.com\/blog\/fed-rate-hike-will-it-happen-this-year\/","og_site_name":"Blog - Oxford Wise Finance","article_author":"https:\/\/www.facebook.com\/instantpaydayloans","article_published_time":"2025-02-21T17:10:19+00:00","article_modified_time":"2025-02-21T17:10:28+00:00","og_image":[{"width":2880,"height":1920,"url":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2025\/02\/Could-the-Fed-Hike-Rates-This-Year.jpg?fit=2880%2C1920&ssl=1","type":"image\/jpeg"}],"author":"Oxfordwisefinance","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/x.com\/OxfordWiseLoans","twitter_misc":{"Written by":false,"Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/oxfordwisefinance.com\/blog\/fed-rate-hike-will-it-happen-this-year\/#article","isPartOf":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/fed-rate-hike-will-it-happen-this-year\/"},"author":{"name":"Oxfordwisefinance","@id":"https:\/\/oxfordwisefinance.com\/blog\/#\/schema\/person\/86a546d6182e892aecd0194cf5ec4e36"},"headline":"Fed Rate Hike: Will It Happen This Year?","datePublished":"2025-02-21T17:10:19+00:00","dateModified":"2025-02-21T17:10:28+00:00","mainEntityOfPage":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/fed-rate-hike-will-it-happen-this-year\/"},"wordCount":1135,"commentCount":9,"image":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/fed-rate-hike-will-it-happen-this-year\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2025\/02\/Could-the-Fed-Hike-Rates-This-Year.jpg?fit=2880%2C1920&ssl=1","keywords":["News"],"articleSection":["Finance & Business","Interest Rates"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/oxfordwisefinance.com\/blog\/fed-rate-hike-will-it-happen-this-year\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/oxfordwisefinance.com\/blog\/fed-rate-hike-will-it-happen-this-year\/","url":"https:\/\/oxfordwisefinance.com\/blog\/fed-rate-hike-will-it-happen-this-year\/","name":"Fed Rate Hike: Will It Happen This Year? - Blog - Oxford Wise Finance","isPartOf":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/fed-rate-hike-will-it-happen-this-year\/#primaryimage"},"image":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/fed-rate-hike-will-it-happen-this-year\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2025\/02\/Could-the-Fed-Hike-Rates-This-Year.jpg?fit=2880%2C1920&ssl=1","datePublished":"2025-02-21T17:10:19+00:00","dateModified":"2025-02-21T17:10:28+00:00","author":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/#\/schema\/person\/86a546d6182e892aecd0194cf5ec4e36"},"description":"Fed officials discussed holding off on more rate cuts at their last meeting. Looming tariffs keep a rate hike in play.","breadcrumb":{"@id":"https:\/\/oxfordwisefinance.com\/blog\/fed-rate-hike-will-it-happen-this-year\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/oxfordwisefinance.com\/blog\/fed-rate-hike-will-it-happen-this-year\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/oxfordwisefinance.com\/blog\/fed-rate-hike-will-it-happen-this-year\/#primaryimage","url":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2025\/02\/Could-the-Fed-Hike-Rates-This-Year.jpg?fit=2880%2C1920&ssl=1","contentUrl":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2025\/02\/Could-the-Fed-Hike-Rates-This-Year.jpg?fit=2880%2C1920&ssl=1","width":2880,"height":1920},{"@type":"BreadcrumbList","@id":"https:\/\/oxfordwisefinance.com\/blog\/fed-rate-hike-will-it-happen-this-year\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/oxfordwisefinance.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Fed Rate Hike: Will It Happen This Year?"}]},{"@type":"WebSite","@id":"https:\/\/oxfordwisefinance.com\/blog\/#website","url":"https:\/\/oxfordwisefinance.com\/blog\/","name":"Blog - Oxford Wise Finance","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/oxfordwisefinance.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/oxfordwisefinance.com\/blog\/#\/schema\/person\/86a546d6182e892aecd0194cf5ec4e36","name":"Oxfordwisefinance","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/f667a5981709cbc3507f5111795ee16c30dedbc973de1dd352401e60a03e4e9e?s=96&d=identicon&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f667a5981709cbc3507f5111795ee16c30dedbc973de1dd352401e60a03e4e9e?s=96&d=identicon&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f667a5981709cbc3507f5111795ee16c30dedbc973de1dd352401e60a03e4e9e?s=96&d=identicon&r=g","caption":"Oxfordwisefinance"},"sameAs":["https:\/\/oxfordwisefinance.com\/","https:\/\/www.facebook.com\/instantpaydayloans","https:\/\/x.com\/https:\/\/x.com\/OxfordWiseLoans"],"url":"https:\/\/oxfordwisefinance.com\/blog\/author\/admin\/"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/oxfordwisefinance.com\/blog\/wp-content\/uploads\/2025\/02\/Could-the-Fed-Hike-Rates-This-Year.jpg?fit=2880%2C1920&ssl=1","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/posts\/9515","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/comments?post=9515"}],"version-history":[{"count":2,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/posts\/9515\/revisions"}],"predecessor-version":[{"id":9518,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/posts\/9515\/revisions\/9518"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/media\/9516"}],"wp:attachment":[{"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/media?parent=9515"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/categories?post=9515"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/oxfordwisefinance.com\/blog\/wp-json\/wp\/v2\/tags?post=9515"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}