You may find yourself in trouble if you attempt to repair your credit without the assistance of a professional credit repair company. Although improving your credit history may be necessary for you to advance financially, doing so can be pricey. Pyramid Credit Repair, however, offers a cost-effective choice.
We provide specifics about the company’s many tactics and explain why, if you require credit repair work, using its services may be ideal for you in this comprehensive guide.
Best for cost effective credit repair work strategy choices
If you’re searching for the very best credit repair work business however require to remain within a spending plan, Pyramid Credit Repair might be the best option for you. The business provides standard credit repair work services at a lower rate than much of its rivals. Pyramid Credit Repair might not be the least expensive credit repair work service on the marketplace, however of those we examined, it provides the most services to support its sensible base rate. Its a lot of standard plan may be perfect for those who wish to enhance their credit history on a spending plan.
Pyramid Credit Repair benefits and drawbacks
- Free credit history assessment
- Multiple prepares offered
- Free trial offered
- No discount rates for couples
- No money-back assurance
Pros discussed
Free credit history assessment
Pyramid Credit Repair provides a totally free assessment. The credit repair work business offers potential clients with a totally free 15-minute credit evaluation, and you can schedule a phone assessment for a time of your picking. In some circumstances, credit repair work business just use complimentary credit assessments if you offer a variety of details, such as your address, social security number and date of birth. Pyramid Credit Repair just asks that you offer your name, telephone number and ZIP Code, however no delicate information.
Multiple prepares offered
While some business in the credit repair work market just use one standardized strategy, Pyramid Credit Repair provides 3 choices: the Bronze Plan, Gold Plan and Platinum Plan. If your credit rating isn’t too complex and you just require small aid to fix your bad credit, the Bronze Plan may be the most cost-efficient method to enhance your credit. The more pricey Gold Plan and Platinum Plan would appropriate for those with more intricate credit report. Additionally, for openness, Pyramid Credit Repair notes the rates of each intend on its site, consisting of costs.
Free trial offered
In addition to the complimentary assessment, Pyramid Credit Repair provides a seven-day complimentary trial for all 3 of its strategies. It’s not likely that you’ll make any substantial enhancements to your credit in such a brief quantity of time considering that the business defines that the procedure can take weeks or months. However, this trial duration will enable you to get a sense of the services offered to you and assist you make an informed choice about whether it’s a suitable for your credit repair work requirements.
Cons discussed
No discount rates for couples
In the past, Pyramid Credit Repair used a discount rate for couples who registered in a program together, today the business just deals with people. An agent for Pyramid Credit Repair mentioned modifications in federal personal privacy laws connected to the credit repair work market as the reason that the business no longer provides the discount rate. While this might be a genuine factor for the modification, other business using comparable credit repair work services still use a discount rate for couples who enlist together.
No money-back assurance
Some Pyramid Credit Repair examines applaud the business for its 90-day money-back assurance. However, in our call to the business’s customer support department, we were informed the assurance was removed, however that the business was still dedicated to customer support and would not just dismiss a consumer who was dissatisfied with its services. While that’s encouraging, it does not change the business’s previous assurance that clients might get a refund if they didn’t feel Pyramid Credit Repair efficiently enhanced their bad credit history.
Pyramid Credit Repair strategies
Pyramid Credit Repair provides 3 various credit repair work strategies, each of which can possibly fit clients’ scenarios and requirements.
Bronze Plan
Advertised as appropriating for those who are “new to credit repair,” the Bronze Plan is the business’s lowest-cost alternative. With this strategy, you’ll be entitled to 3 credit disagreements, access to an online website where you can track your credit repair work procedure, regular monthly reports and a general rating analysis. The strategy costs $89 each month, with a one-time setup charge of $89.
Gold Plan
Pyramid Credit Repair’s most popular strategy consists of all of the functions of the Bronze Plan however with some included advantages. The Gold Plan provides lender settlements, disagreement questions and financial obligation recognition. The latter requires officially connecting to your financial institutions to validate your financial obligation with them, which requires asking those financial institutions to offer documents showing you in fact owe them the cash they declare. This strategy likewise enables you to track your credit history, which can assist you remain on the best track in your effort to reconstruct and keep excellent credit. The Gold Plan is $129 a month, with a one-time setup charge of $129.
Platinum Plan
At $179 a month, Pyramid Credit Repair’s Platinum Plan is barely a low-cost alternative. However, the business declares that this strategy is the “ultimate credit repair solution.” In addition to the functions consisted of in the Gold Plan, you’ll get a customized strategy and access to 24/7/365 support. You’ll likewise be offered with a financial obligation management strategy, which will enable you to remain on track with your monetary objectives as you work to reconstruct your credit. In addition to your regular monthly payments, you’ll need to pay a one-time setup charge of $179.
Pyramid Credit Repair prices
The alternative to select in between 3 various strategies varying from $89 to $179 each month with a one-time setup charge varying from $89 to $179 suggests you must have the ability to discover an alternative that works for your spending plan. The prices used by Pyramid Credit Repair is relatively normal of what’s used in the credit repair work market. The business likewise provides a seven-day complimentary trial, which enables you to get a sense of the offered services prior to making your very first payment. While credit repair work is definitely a financial investment, it might be beneficial if you feel overwhelmed by your present credit circumstance.
Pyramid Credit Repair monetary stability
Established in 2011, Pyramid Credit Repair has a recognized performance history in the credit repair work services market. The business has its roots in offering credit repair work software application to clients, allowing them to manage the procedure by themselves. The business rotated to a full-service credit repair work business soon afterwards. Because Pyramid Credit Repair is a personal business, details about its monetary standing isn’t offered online, and beyond its history dating to 2011, no conclusions can be drawn about the health and wellbeing of its company.
Pyramid Credit Repair availability
The following area goes over how to get in touch with Pyramid Credit Repair, including its accessibility, contact details and user experience.
Availability
Pyramid Credit Repair is offered to citizens of 44 states. Residents of the following states cannot register for the business’s strategies:
- Georgia
- Oregon
- Colorado
- Utah
- South Carolina
- North Carolina
Contact details
Pyramid Credit Repair’s telephone number is 1-855-984-1867. If you have an interest in the complimentary 15-minute complimentary assessment, you can submit a short kind on the business’s site to arrange a call. There’s likewise an online chat alternative and a consumer query kind.
User experience
The Pyramid Credit Repair site is user-friendly and quickly accessible. Beyond the alternative to get a totally free assessment, there’s a wealth of details offered to potential clients. From the business’s site, you can likewise access the Ultimate Credit Repair Guide, which information what to anticipate when registering for its credit repair work services. The guide consists of important details, such as comprehending your credit report, the aspects that harm your credit history and how a credit repair work service can deal with the significant credit bureaus to assist you get your financial resources back on track.
Pyramid Credit Repair client fulfillment
Pyramid Credit Repair isn’t certified by the Better Business Bureau (BBB) and does not have any client examines on the BBB site. However, the business presently holds an A+ ranking on the platform and the BBB just reveals one grievance in the last 3 years, which was fixed.
Customers on other evaluation sites paint the business with a mainly favorable image, with one website offering Pyramid Credit Repair a ranking of 4.4 stars out of a possible 5 based upon 88 evaluations. Numerous clients revealed gratitude for the sincerity of the business’s service agents, stating they didn’t seem like anything dishonest was being pressed on them nor were they falling victim to the dreadful “hard sell.”
Pyramid Credit Repair Frequently Asked Questions
How long does it require to fix credit after late payments?
While every client’s circumstance is various, Pyramid Credit Repair specifies that it can take weeks or perhaps months to see a significant modification on your credit report. The procedure requires referring the credit reporting firms and contesting any disparities or disparities. While this can be a really efficient method to enhance your credit history, the procedure can be lengthy.
Can credit repair work business actually repair your credit?
This is mostly reliant upon what you indicate by “fixing” your credit. A trustworthy credit repair work business can take actionable actions to get rid of mistakes from your credit report and disagreement any products that appear doubtful. However, enhancing your credit likewise includes taking actions to utilize credit carefully and making sure that you do not obtain more than you can pay back. Credit tracking can be beneficial to this end, as you have the ability to track how your rating enhances every month.
Is Pyramid Credit Repair legit?
With numerous favorable client evaluations and a longstanding existence in the credit repair work market, Pyramid Credit Repair is a genuine business that’s assisted lots of people enhance their credit rating.
Is Pyramid Credit Repair the very best credit repair work business?
It’s challenging to state any business the very best in class, as each has its benefits and drawbacks. However, Pyramid Credit Repair’s Bronze Plan does stick out as one of the more cost effective credit repair work choices offered, particularly when thinking about the offerings it consists of.
How we assessed Pyramid Credit Repair
We evaluated the list below consider examining Pyramid Credit Repair:
- Pros and cons: We took a look at what operated in the business’s favor and didn’t rather determine up to the competitors.
- Products used: We examined the various strategies used by Pyramid Credit Repair, including their rates and what each strategy requires.
- Accessibility: We investigated to whom these services were offered and what the typical client might anticipate in their user experience.
- Customer fulfillment: We checked out user evaluations to get a sense of how the business’s clients felt about their Pyramid Credit Repair experience.
Summary of Money’s Pyramid Credit Repair evaluation
Pyramid Credit Repair’s Bronze Plan sticks out as one of the more cost effective choices offered to those searching for credit repair work services. The business likewise provides a totally free assessment and complimentary seven-day trial of any of its 3 strategies, which enables clients to acquaint themselves with the services prior to making a monetary dedication. Pyramid Credit Repair no longer provides a money-back assurance, which can offer comfort when registering for a credit repair work service, nor does it use a discount rate for couples, which can assist households having a hard time economically to return on track with their credit rating. Despite those 2 downsides, Pyramid Credit Repair provides an economical alternative for those attempting to fix their credit.
